Welcome to Paid Day Loans, where you can make today a “Paid Day”. Get an offer for the money that you need, even if your credit has seen better days. It takes just a few minutes to get an offer, so let’s begin.

Ready to get started? Let’s find you a lender.

Happy people who received a loan, jumping in the air.

Solving Your Money Problems

There are many different ways to solve a money problem, and you may have more options than you think.

Depending on your qualifications and the amount of money that you need, you may be offered either an installment loan, a title loan or a payday loan. All of these can help you in times of financial need, but these loans do have some major differences.  Here are the basics.

Installment Loans

Installment loans are generally for larger amounts, in excess of 500 dollars, all the way up to many thousands of dollars. Generally, credit requirements are higher for an installment loan but you still may be able to get an offer, even with poor credit.

The great thing about this type of loan is that you can break up the repayment over multiple installments. This can make loan repayment much easier on your budget.

Obviously, another benefit is that you can borrow more money. You may be able to qualify for thousands of dollars which is important if you are having a larger financial problem.

Keep in mind that all loans have fees and or interest and installment loans are no different. The more you borrow and the longer the loan term, the more you will end up paying back.

Payday Loans

A payday loan is a short term, small dollar loan. The average payday loan is for around 300 dollars. These loans are easy to qualify for but amounts are limited and they must be paid back entirely on your next payday.

The good thing with this loan type is that it is very easy to qualify for. If you have a checking account and a source of income, you are well on your way to getting approved. The income does not even have to be a job, just money that you receive regularly

Additionally, payday loans fund very quickly which means that you can have the money that you need to handle your problems as soon as the next business day.

Of course, like all loans, payday loans also come with fees and lots of them. Effective APR’s on these loans can be quite high, so use caution.

Also, keep in mind that with this variety of loan, you will need to pay back all of the money in one lump sum. Be certain that you will have the extra money with your next check, before committing.

Title Loans

With this type of loan, your lender will use your clear vehicle title as collateral for the loan. This means that this will be a secured loan and that means that if you default on a loan, you could end up losing your vehicle. Be careful.

The good thing about a title loan is that it is easy to qualify for. It is secured after all and this gives your lender some additional security. In addition, you can generally borrow more than you could with a payday loan. That, of course, depends on the value of your vehicle.

On the down side, this loan is still expensive. Like other bad credit loans, the fees and interest will be high. This loan also has the added risk of losing some property. Can you afford to lose your vehicle?

About Paid Day Loans

At Paid Day Loans, we are not direct lenders. Instead, we get you access to a much larger group of lenders. If you have bad credit, this is an important thing. More lenders means that you have more chances of getting an approval.

Here are just a few of the reasons to get a quote today.

Better Odds Of Approval

With more lenders, you get more chances of getting approved. If you apply with a single direct lender, you have to meet their individual specific requirements. If you do not measure up, you get denied for your loan requet and that is it.

When the pool of lenders is bigger, there are more sets of requirements. That means more chances of finding a lender that wants to work with you.

Easy Online Quote

You can do it all online from the comfort of your computer. Just scroll on up to the top of the page and fill out the secure and very short quote form. Enter in how much you need to borrow and a little information about yourself and you are all set.

Once you submit your form, it takes no time at all to get your offer. If approved, you are then directed to the website of the lender making the offer. You can then typically complete the rest of the process completely online.

Fast Money

If you accept a loan from a lender, you can have your money deposited as soon as the next business day. During the quote process, you will enter your bank information so that your lender can send you money directly into your account.