pdl, Author at Paid Day Loans Online

What Can I Sell For 200 Dollars

Need 200 dollars but don’t want to take out a loan? We understand, sometimes a loan is a good idea and sometimes it is better to do without. So, if you want to get a loan for $200 we can help and if you want to just sell some property, we can help you with that as well. Here are some things to consider parting with to get the cash you need.

Ebay can help you sell things for $200.

Sell Old Personal Electronics

Personal electronics like old iPads, iPhones and Galaxy devices are always the rage. These upper end electronics tend to hold their value well, especially the Apple products. Just one of these products could get you 200 dollars or even more. You just need to choose the right place to sell them. Consider the following venues.

eBay

If you have a little time until you need your $200, you will get top dollar on eBay. There is nothing like a worldwide market to drive up the price of an item. Add the millions of people who use eBay with the competitive nature of an auction and you have a venue that favors the seller.

The only downside to eBay is that you are going to have to wait 7 to 10 days to get your money and you have to deal with shipping. Both can be a pain but will reward you with more cash in your pocket.

Gazelle

Okay with shipping but don’t want to wait on an auction, Gazelle is it. Tell them what you got and they will make you an offer. If you accept that offer, they will even pay you to ship it to them.

With Gazelle, you may not get as much money as you would with an auction, but you do not have to risk dealing with a bad buyer. eBay often favors the buyer in a dispute.

ecoATM

One last way to get 200 dollars for your phone might be an ecoATM. If you are lucky enough to have one of these nearby, you can get the cash you desperately need the same day. Simply take it to a kiosk, plug it in and get an offer. If you like it, boom, cash the very same day.

Sell Your Blood

Well, not exactly your blood, more like your plasma.

Plasma is in high demand and you can make as much as $50 per donation. You can also donate as much as twice a week. That means that you can get the 200 dollars that you need in just two weeks. Keep on going the whole month and you can get 400 dollars in your pocket.

Plasma is something that is very much needed. It is used to make a number of life saving treatments and these days, if you have had Covid, it is in demand more than every. Since you get your red blood cells back when you donate, you can keep donating up to twice a week, every week. Keep doing that every month if you like as a steady part time income.

Sell Some Household Goods

Got an old couch that you no longer use or could you maybe get rid of the beer fridge out in the garage? Selling these and other household goods can help you get the money that you need. Like everything else, you have some options when doing this.

Garage Sales

The classic garage sale is a wonderful way to pick up 200 dollars or more. All it takes is a few hours waster on a Saturday morning. If you have enough stuff to spare, it is reasonable to expect to get 500 dollars or more over the course of a weekend.

The trick to holding a garage sale is having enough signs to lure the people in. Also, do not forget about all of the small items. A dollar here and a dollar there really add up.

Craigslist

When it comes to selling furniture and household goods, it really is hard to beat Craigslist. Just be prepared to be contacted by a lot of scammers. It just goes with the territory.

When you sell something, insist on only cash and try to meet in a safe public space. If at all possible, try to avoid letting anyone come to your home.

Sell This & That

If you can not find just one thing to get 200 dollars, perhaps you will just need to sell multiple items. Get a lot of different things together and go sell it all at various places. With a little hustling, you can likely get the $200 that you need. Consider selling the following.

Books

Yes, people still read actual paper books. It is likely that you have some of these oddities in your closet. Collect them and take them to a used book store to score a few dollars.

Clothing

Leave the Fruit of The loom T shirts at home, just bring the designer stuff. Resale shops are in most larger cities and will give you cash for old designer clothes in good condition.

Gold & Silver

Gold and silver is simple to sell. Take it to a local Gold and Silver store and sell it by the gram.

Sporting Goods

Have an old set of skis or some golf clubs you never use anymore. Take them to a second hand sporting goods store and walk out with at least part of the 200 dollars you need.

Need $4000 Fast

If you find yourself in need of 4000 dollars or more today, we can help. Get an offer for the money that you need in just a few minutes.

Man on iphone applying for 4000 dollar bad credit loan.

Getting A Loan For 4000 Dollars

Even when you have bad credit, you may have loan options. Take a look at some possible bad credit loan choices including payday loans, title loans and installment loans.

Payday Loans

A payday loan is a short term loan, usually for a period of 10 to 14 days. As the name implies, it is designed to be paid when you next get paid. Payday loans are much maligned because they have high effective APR’s, generally higher than 400 percent. This is mainly a factor of the very short loan terms.

Because of the short loan term though, you have a problem. Most of these loans are for just a few hundred dollars and it is unlikely that you could pay back a 4000 dollar payday loan, even if you were offered one. That means that a payday loan is out in your situation.

Title Loans

A title loan is a secured loan because you use your vehicle title as collateral for the loan. Because the loan is secured, it is easier to get, even with bad credit. That being said, interest rates are not much better, often still in the hundreds.

A title loan is expensive, but it is definitely a candidate if you need 4000 dollars right now. There are a couple of catches however. Your vehicle has to have a higher value than the loan and if you do not pay back the loan, your lender has the right to seize your vehicle and sell it.

Installment Loans

This is probably your best option if you need 4000 dollars now and you may be able to qualify, even with bad credit. An installment loan is designed to be paid back, over time. It might have a monthly payment or a bimonthly payment. These are terms that will be set by your lender.

An installment or personal loan can definitely get you the money that you need, but with bad credit, it will still be expensive. Fees and interest can add up quickly, so be sure to look at the total cost of the loan before you make a commitment.

Today’s 4000 Dollar Offer

Now that you can see the types of loans available, lets talk about how to get your quote and hopefully your 4000 dollars.

Get Your Offer

First, you need to get your offer by filling out the quote form at the top of the page. It should take you just a few minutes. Select how much in total you want to borrow and then some basic information about yourself. Then, enter the bank numbers for the checking account that you want to receive funds if approved.

Hit submit and the loan goes to the lending group. This is where our part ends. We are not lenders. Instead, we get you access to online lenders. This is important because, if you need 4000 dollars with bad credit, more lenders makes it easier to get an offer from one of them.

If approved, one of the lenders will make you a loan offer. You will visit their website where you can make your decision and wrap up the process. Accept the offer and you can have $4000 in your account as soon as the next banking business day.

Yes Or No

Once you have your offer, it is time to make your decision. The instinct here is to just take the money that you desperately need automatically, but that would not be a good idea. You need to look at things logically. Take a look.

First, make sure that the loan payment is manageable. Chances are that the payments are going to be high with bad credit. If the money is not there in your budget, it will not appear overnight. Can’t afford the payment, turn down the loan, it is as simple as that.

Also, try to consider whether yo have other source for money. Can you sell some property to get at least some of the $4000 that you need? Any money that you can get through other means is money that you do not have to borrow. You will pay much less on a 2000 dollar loan, for example.

Moving Forward

After you have solved your money problem, it is time to think about the future. If you were just struggling with getting a loan with bad credit, this is something you need to look into. Let’s talk about fixing your credit.

Lucky for you, credit ratings are no real mystery and if you concentrate on just two of the factors involved, you can get good credit.

On Time Payments

Most of your credit score is based on your on time payments. Make sure that you pay your bills on time moving forward and you can start seeing some results. This is mainly for credit reporting loans and similar accounts, but it counts for other types of accounts as well.

An electric bill that you never pay will end up on your report, so they can negatively affect you. With Experian, some can also positively affect you. Use their Experian Boost program to actually boost your score.

Credit Used

The amount of your credit card limits that you use is called credit utilization. Ideally, you should keep it under 30 percent for a good credit rating. In other words, if you have 2000 dollars in available credit, you should be using no more than 600 dollars. If you are all charged up this can be difficult, but keep working at it. Your score will gradually improve as you get closer to the 30 percent mark.

Need 900 Dollars Fast

If you need 900 dollars or more, right now, we can help. Take a minute and get a fast offer for the $900 that you need.Even with bad credit, you may be able to get approved. Let’s find out. How much do you want to borrow?

On the phone getting a 400 dollar loan.

$900 Loan Options

If you need 900 dollars and have bad credit, you may have more options than you think. With bad credit, there are three main types of loans that you may be offered. Take a look.

Option 1: Payday Loans For $900

This is the classic bad credit loan and it has some benefits and some negatives.

Always start with the positive, so here is what is good about a payday loan. They are easy to qualify for and they fund quickly. Even with bad credit, you can get an offer and they can get money in your pocket as soon as the next business day. If you have a local cash store, you could even get money the very same day.

Now, for the negative, because there is always a negative with bad credit loans. Payday loans have high fees and they have short loan terms. Fees will vary, but when expressed as an APR are generally well over 350 percent. The main reasin the APR is so high is that the loan term is short. Most loans will be due in under 2 weeks.

Option 2: Installment Loans For $900

Another option might be an installment loan. This will be a little harder to get than a payday loan, but you may be able to qualify, even with bad credit.

The advantage of an installment loan is that you can pay back your money over time. If you need 900 dollars, it would allow you to make smaller payments which would be easier on your budget than trying to pay it all back at once.

The disadvantage of the installment loan is that, with bad credit, the interest rate would still be high. In addition, the loan is for a longer time so you will be paying that interest over a longer period. That can cause it to build quickly.

Option 3: Title Loans For $900

One last type of loan that you might be offered if you need $900 is a Title Loan. This can get you the money that you need, but there are some issues.

As always, let’s start out positive. This is an easy loan to qualify for because it is secured. You use your vehicles free and clear title as collateral. You can also get more money if you like, If you need 1500 dollars or more, this type of loan can get it to you.

Now, for the issues. These loans will still have high interest rates which can come close to those of a payday loan. In addition, you stand to lose your vehicle. Default on your loan and your lender can come and take your car, truck or SUV. Most of the time, they would choose to renew the loan over seizing your vehicle, but that involves additional fees.

Getting Your 900 Dollars

Now that you see your possible loan options, let’s take a look at how you can get your offer. First off, be clear that we are not lenders and that may be key to you getting an offer. Instead, we put you into contact with a much larger group of online lenders. More lenders means more chances of getting a yes from one of them.

To get started, head up to the top of the page and fill in your quote form. Begin by entering in how much you want and then some basic information about yourself and your income. After that, enter the information for the bank where you want your money sent and submit your quote form.

Then, all you have to do is wait briefly for your answer. Most will come quickly. If approved, one lender from the group will make you an offer. You will then be sent to their website where you can review the terms of this offer. Take the time to read through all of the details and make sure you understand everything. If you do not, contact your lender for clarification. We will not have any loan details and can not help.

If you decide that you like the offer, you can sign for it online and get your money as early as the next business day. Don’t like it? Just walk away, getting a quote does not obligate you.

Paying Back Your Loan

If you decided to accept a loan, your thoughts should turn to paying this loan back. You do not want to be in a bind when the bank comes calling. Here are some ways to come up with the money to make your payments or payments.

Part Time Retail Work

With stores like Walmart paying better than ever, picking up just one shift a week can get you 400 dollars a month. Best of all, stores like this are always hiring and are open 24 hours. This means that there are shifts available that suit any schedule.

Sell Some Property

We all have some extra property laying around. It could be an old television or perhaps a last generation iPhone. Sell this stuff and get some of the money that you need to pay back your $900 loan. Look to websites like Craigslist, Facebook Marketplace and Gazelle to get it done quickly.

Donate Your Plasma

Plasma can earn you around 40 dollars per donation and you can give twice a week. That could be over 300 dollars in just a month. Not bad money for just sitting in a chair for an hour per donation. Plus, you would be doing a good thing.

Hustle

It doesn’t matter how you get the money to pay back your loan as long as you have a plan. Cut some lawns, walk some dogs with Rover or sell some gigs on Fiverr. Just make sure you take action.

Need 3000 Dollars Fast?

If you need 3000 dollars or more, we may be able to help you get an offer. Take a minute and get a fast quote for the money that you need today. Begin by entering exactly how much you need.

A hand holding the word loans.

Loans For 3000 Dollars

When it comes to loans for getting the 3000 dollars that you need, you may have more choices than you think, even with bad credit. Take a look at some possible options.

Payday Loan

This is the classic bad credit loan but if you need $3000 or more, it is probably not going to be the loan for you.

A payday loan is meant to be paid back on your next payday, thus the name. The average payday loan is for around 300 dollars because this is an amount that most people can pay back, plus fees, on their next payday. A loan for 3000 dollars, on the other hand would be very hard for the average person to pay back in just a few weeks.

For this reason, even if you could get a payday loan for 3000 dollars, it would be a bad idea to take one.

Installment Loan

Next on the list, even with bad credit, is an installment loan. Like the name implies, it is a loan that is paid back in installments. This would make repaying the $3000 a lot easier.

Do keep in mind though that an installment loan with bad credit will have fees and interest attached to it. Since the loan will be for a longer time, the costs will continue to accrue for a longer time.

Title Loan

Last of all, you have the Title Loan. This is a loan that is similar to an installment loan but that will be secured by your vehicles title.

If you desperately need money but can not get approved for an unsecured loan, this can be an option. This loan does come with a big risk though, you could lose your vehicle. If you default on the loan, the lender has the right to take your vehicle and sell it at auction to get their money back.

Hustling For Your $3000

Want to get by without all of those loan fees? Hustling for your money might be an option. Can you get the full 3000 dollars that you need? Maybe, but even if you can not, the more you come up with, the less that you have to borrow.

There are more ways than you think to get money in a hurry. Here are some hustles to consider.

Selling Something

You probably do not have an extra 3000 bucks in property, but hustling is about nickle and diming your way to the money that you need. Even a few hundred dollars will help get you on the way.

The easiest way to get money by selling property is to have a garage sale. A few signs and a few hours sitting in your driveway on a Saturday morning could yield some pretty good dividends. Just make sure that you check with your HOA if you have one.

Another option is to sell it with an online classified. My “go to” these days is Facebook Marketplace because there are less scammers than you will find on Craigslist. Just be competitive with your price and be safe when you sell it. This means cash only in a public place.

Donating Your Plasma

This surely will not get you all of the money that you need, but it can get you 300 to 400 dollars a month for as long as you want to earn it.

With plasma, you can donate twice a week and earn as much as 50 dollars per donation. That can get you 400 dollars a month. Use that money towards your $3000 goal or you could even use it to make a loan payment.

Borrow From A Buddy

Once again, probably not the full amount that you need, but every dollar that you do not have to borrow from a lender counts.

The trick with borrowing from a friend is to pay it back just as soon as possible. Treat it just like a lender loan, except without the interest, and you will avoid hurting any feelings.

Cutting Expenses

You might be surprised at what you can do just by cutting expenses.

If you have an auto loan, for example, you can probably call them up and ask to defer a payment. That alone can net you several hundred dollars that you can use towards your goal of $3000.

Beyond that, call any creditor you have and ask to skip a payment or make a reduced payment.You might be surprised at how many will work with you in an effort to keep you current on your bills.

Also, take a look at your food budget and slash it to the bone. You have to eat, but if eating rice and potatoes for a few weeks can help you borrow less money, you should make the sacrifice.

Deciding On A Loan

If after a little hustling, you decide that you still want to take out a loan, you need to thing about one more thing. Can you afford to borrow $3000.

If you have bad credit, the terms of the loan are likely to be fairly harsh. This might make for a payment that is not manageable. Before you commit to that loan, fit the payment into your budget and see how things look. If there is not enough money to go around, you have three main choices.

Free Up Some Money
Cut other expenses like cable or a gym memberships to free up money.
Add Income
Pick up a part time job to help you come up with the monthly payment. Think businesses like retail who are always hiring.
Refuse The Loan
Even if you need the money, if you can not afford the loan, you are setting yourself up for disaster.

Need A Loan For Hundreds Of Dollars

If you need to borrow a few hundred dollars, we may be able to help. Even if you have bad credit, you could be just minutes away from a loan offer. Let’s find out.

A pile of money with hundreds of dollars.

When You Need Hundreds Of Dollars

If you need a few hundred dollars in a hurry, it is probably for a money emergency. Maybe your check was a little short this week or perhaps you blew a tire on your car. Whatever the case, we may be able to help you get an offer, even if you have bad credit. We can do this because we are not direct lenders. This is a good thing for you because instead, we get you access to a larger group of online lenders.

With more lenders, you have more chances of getting an approved offer from one of them. It is often much easier than working with just a single direct lender and one set of qualifying requirements.

Ready to get your offer for the money that you need? First, you need to head up to the top of the page and fill in the quote form. Begin by selecting how much you want to borrow. If you are not sure, here is some information on some commonly borrowed amounts and what they could be used for.

$200 – A commonly borrowed amount to pay electric bills or other small utilities.
$300 – 300 dollars is often borrowed for things like emergency dental procedures.
$400 – If you need a new set of tires, 400 dollars will do it for most compact cars.
$500 – An amount to borrow that could be used for an emergency medical expense.
$600 – An emergency home repair like a new water heater could be paid for with 500 dollars.
$700 – A loan for 700 dollars may pay for emergency vehicle repairs.
$800 – Larger 800 dollar loans could be used when rent money is needed.

Once you have your dollar amount, fill in some information about yourself and your income. You will also enter in where you want the money to be sent. When you get it all done, hit the submit button and await your answer.

If you are approved to borrow hundreds of dollars, one lender will make you an offer. You will be taken to their website where you can review this offer and decide whether or not to accept it. Do not blindly accept your loan, be sure that you read all of the details so that you know exactly what you are agreeing to.

To Borrow Or Not To Borrow

If you are approved for a loan offer, you should not just blindly accept it. Sure, you man need to borrow hundreds of dollars but sometimes a loan is not really the best option. This is especially true if you have bad credit. So, before you accept that loan, here are some things that yo should think about.

Is The Loan Affordable?

If you have bad credit, the fees and/or interest is likely high. In addition, if you are only borrowing hundreds of dollars, you are likely to be offered a payday loan.

What this all means is that the loan will probably need to be repaid in one payment, most likely on your next payday. Can you afford to make this payment or will it just leave you strapped for cash, needing another loan.

It may be better to pass on a loan rather than get caught in a payday loan cycle. Before you accept your loan, make sure that you will have the funds to get it paid off.

Can You Do Without The Money?

You might think that you really need hundreds of dollars but do you really? Be honest with yourself as to whether this is a want or a need. If you really need the money and the loan is affordable, get it. If you can do without it, you should do so. Bad credit loans are just far too costly.

Is There A Cheaper Way To Get Money?

Lastly, consider whether you have other ways to get the money that you want. This might involve some hustling, but if you can get away without a loan, it is well worth it, so be creative.

Some ideas might be to sell some property, donate some plasma or ask a friend. Getting a part time job is another option. Sure, it might take time to gt your check but if you work an industry with tips, such as food service, you can start getting cash tips immediately.

Need 1400 Dollars Fast

If you need 1400 dollars and need it fast, we may be able to help you get an offer. Take a few minutes and get a no obligation quote for the cash that you need.

A man on the computer who needs 1400 dollars.

Need A Little Money Help

Believe it or not, you might have more options that you think. Take a minute and look at some ways that you can possibly get the money that you need.

First, What About A $1400 Loan

This is obviously what we are all about but it may or may not be the best option for you if you need 1400 dollars.

The good thing about a loan is that it is a fast and easy way to get the money that you need. In just a few minutes, you could know that the money you desperately need is on the way. On the flip side, loans, especially those for bad credit will have high fees and/or interest to deal with.

As far as loans go for bad credit, you have about 4 real options.

The first is a payday loan which is a loan that is designed to be paid back on your next payday. If you need $1400, that is not a good option because it would be very difficult to pay back in 2 weeks or less.

Another options is a personal or installment loan. This would give you more time to pay the 1400 dollars that you need back by spreading out the payments over time.

Title Loans are also a possible option. If you have a paid off vehicle, you may be offered one of these loans for the 1400 dollars that you need. Be careful with these loans because you do stand the chance of losing your vehicle.

Finally, you have pawn loans which will give you a loan based on property that yo put down. This may be an option if you have something very valuable but you would have to put something very expensive up to get 1400 dollars. This is probably not going to be an option for most people

Next, Can You Sell Something

We all have things that we no longer need and even though you need 1400 dollars, you still might have enough to get you there. As far as selling your property goes, you have several options.

The classic way to sell your old stuff is the garage sale. if you have enough items to make it worthwhile, this could get you the 1400 dollars you need in just one weekend. Not even the whole weekend, just a few hours each morning.

Another option is to sell your property on online websites such as eBay or Facebook Marketplace. This might be a better option if you have higher end things to sell like a laptop or a video game system.

One last option is to look at specialized selling venues. If you have an old phone to sell, for example, Gazelle might be a good choice. Have some old jewelry, a gold and silver store is likely the right move.

Remember, even if you can only get 200 dollars, that is money that you do not have to borrow.

Finally, Do You Really Need The Money

I know that you think you need 1400 dollars, but do you really. Before you take out a high interest or high fee bad credit loan, sit down and think about it.

An emergency loan should be used for just that, an emergency. It should be for something that you can not live without. If you can do without the money, you should.

Before accepting a loan, decide if you can do without the money or if the cost of not having it would be less than the high loan cost. Compare loan fees, for example, to late charges.

Getting Your Offer For $1400

If you decided to get a bad credit loan to get the 1400 dollars you need, why not take a look at how the process is going to work.

First, you should fill out the loan quote form at the top of the page. Enter in how much you need and then some basic information about yourself. Wrap it all up by entering in where you want your money sent and then hit submit. It then goes off to the lender group.

We ourselves are not lenders, which is good for you. Instead, you get access to a larger group of lenders which means more chances of getting one approved offer.

If you are approved for a loan, one lender will make you a loan offer. You will be taken to their website where you can see this offer. This is an important step in the process, so make sure that you take the time to read the offer.

When considering your loan offer, consider whether you can afford the loan. Think about if you can afford the monthly payment and if the cost is just too high. A loan with bad credit will have very high fees, so you should compare the cost of getting the money against the cost of not having it.

If you decide that you like the loan offer, you can accept it and you can have money in your bank as soon as the next day. Don’t like it? No problem, just turn it down and walk away.

Need 250 Dollars Fast

If you need 250 dollars and need it fast, we may be able to help. Get a quick quote today and have the money on the way. There is no obligation, so why not get started.

A help button that could be pushed for $250.

Need A Quote Today?

If you need money and need it ASAP, we may be able to help. We can do this by getting you access to a large group of lenders on the internet. We are not lenders ourselves and this is a big benefit to you. If you work with a single lender, it lowers your chances of getting an approval. More lenders equals more chances of getting that one approved offer.

Depending on how much you ultimately decide to borrow, your lender and your credit score, you may be offered one of the following loan options.

A Payday Loan

If you decide that 250 dollars is all that you need, you are likely to be offered a payday loan. With the average payday loan being a loan for $300, it seems like a likely match.

With a payday loan, you can borrow the money that you need and get it deposited directly into your bank account. You will then pay the loan back, plus fees, on your next payday.

The good thing about a payday loan is that it is easy to get. As long as you have a source of income and a checking account, you are likely to get an approval. In addition, these loans usually fund quickly. Lenders know that these loans are usually for emergencies so they act quickly. You could have your $250 in your bank account as soon as the next business day.

Do keep in mind though that payday loans come with many negative attributes. The biggest one is that this is a very short term loan. You will have to pay it back in a matter of days, in most cases. This can make it tricky to get caught up. Also, because of this short term the effective Annual Percentage Rate will be very high, usually well over 400 percent.

An Installment Loan

If you decide to borrow more money than just 250 dollars or have better credit, you may be offered a personal loan or installment loan.

With an installment loan, you have longer to pay back the money. As the name implies, your loan will be broken up into multiple installments. You can also borrow more money which is why most installment loans will be for more than just $250.

The good thing about an installment or personal loan is that you will have longer to pay the money back. You can break up the loan into smaller chunks that may be easier on your budget. This can help you get back on track quicker.

On the down side of things, these loans will still have interest and/or fees. If you have bad credit, these can add up to a lot of money. In addition, because the loan is for a longer period, you will be paying the interest for a longer time. That means that it can really add up so be careful.

More Ways To Get $250

Although it might seem like a huge amount, 250 dollars is really not a lot of money. Because of this, you may have other ways in which to get it, as long as you are willing to hustle a bit. Her are a few other sources that you can tap to get the $250 that you need.

Give The Gift Of Life

Plasma is very much in demand because it is used to make a number of life saving treatments. Those treatments are made by “for profit” companies and that means that they are willing to pay you for your plasma donation.

You can make up to $50 per donation donating your plasma. The amount that you get depends on how much you weigh. The bigger you are, the more plasma you can spare. In addition, you can also donate up to twice a week or eight times in a month.

This means that you could potentially get 400 dollars in a month. If you have the time to wait for your money, it makes plasma donation a reap option. Even if you do not have the time though, you can use it tp pay back your loan.

Sell An Old Device

If you are like most of us, you probably have an old device or two laying around. This could be an old cellular phone, a tablet or even an outdated laptop. These things still have value.

You can sell these old devices at a number of places. If you want to make it easy, you can use a company like Gazelle. They will make you a cash offer online and then pay for you to ship your device to them. Want to get top dollar? It is hard to beat an auction website like eBay to get the most money.

If all you need is $250, selling a device or two can surely get you there.

Borrow From A Buddy

Not all loans have to be from a bank. If you have a friend or even a relative to turn to, it could be a nice alternative to a costly bank loan. Your friend does not even need to live in the same city. Nearly every checking account has free wiring services like Zelle hooked to them. They van get you money instantly.

When borrowing from an acquaintance, it should go without saying that you need to be careful. In short, pay back the money just as soon as you can.

Have A Garage Or Yard Sale

This is a classic way to make extra money and if you need 250 bucks, it can certainly get it to you. Just be sure that you check to see if your city requires permits for a sale and that it is all good with your HOA.

When planning your sale, the most important thing that you can do is provide enough signs. You need to lead people straight to your yard or garage. This means that you should have a sign at each turn along the way. Leave nothing to be questioned.

Skip Another Bill

If you need money, you can call your creditors and ask to skip a payment. Many lenders, mainly auto lenders, will happily move a payment to the end of the loan. This could free up $250 or even more.

Even if your lender will not skip a payment, consider the late charges. Are they cheaper than the charges from a loan? If they are, it might be worth considering making another payment late. Do consider the potential credit score implications though. If a bill goes over 30 days late, it could cause your score to drop.

Need 1200 Dollars Real Fast

If you are in need of 1200 dollars and you need it really fast, we may be able to help you out. Why not get a loan offer for the $1200 that you need. There is no obligation in getting a quote, so why not see what kind of offer you can get?

A woman who needs 1200 dollars now.

Need Money Desperately? Check Out Your Options

If you need money in a hurry, you may have more options than yo think. Before you rush into any one option, why not take a look some possible choices. Then, you can make an educated decision to get the 1200 dollars that you need.

A 1200 Dollar Loan

A loan will have fees and/or interest, but there are few faster ways to get the money that you need, especially when you need $1200. Not all loans are created equal though, so take a minute and educate yourself on the basics.

Payday Loans

Although not available in all states, a payday loan can get you money in a hurry and is very easy to qualify for. With this type of loan, a lender will deposit money into your account and then withdraw the principal plus loan fees on your next payday.

The good thing here is that you can qualify for the loan incredibly easily. Have a checking account and a source of income and you are well on your way.

The bad is that the loan is due to be re-paid on your next payday in its entirety. With a 1200 dollar loan, this can be hard to swallow, so a payday loan is probably not going to be a good choice for you.

Installment Loans

A better option if you have bad credit and need 1200 dollars or more is the installment loan. Even with that bad credit, you may be able to qualify and we can help you get your offer.

The great thing about an installment loan is that you split the payment up over time. This can make it much easier to pay back than a payday loan. These loans are also available in more states than a payday loan, which might not even be an option for you.

On the bad side of things, you still have fees and/or interest. This can add up to a lot of money, especially since the loan will be for a longer time. The longer the loan goes on, the longer that interest continues to accrue.

Title Loans

Not our favorite loan type, but it may be one that you need to consider. With a title loan, you put your vehicle up for collateral on your 1200 dollars loan. This makes it a secured loan which is easier to get an approval for, even with bad credit.

The obvious good point to this type of loan is how easy it is to get approved for, even with bad credit. In addition, you can get loans for higher dollar amount, it all depends on the value of your vehicle.

Unfortunately, the down side to a Title Loan is just as obvious, you could lose your vehicle. This is a real possibility, so be careful.

Hustling For 1200 Dollars

A loan is quick and easy, but there surely are other ways to get $1200, if you are willing to hustle. Take a look at some ways to get money fairly quickly. By themselves, they may not give you the entire 1200 dollars, but added together, a few of them could do the trick.

Sell Some Junk

One persons junk is another persons treasure, so why not clean out the garage. Got an old couch or a refrigerator that you do not really use anymore? They could be worth hundreds of dollars if you simply list them on Craigslist. Just be sure to watch out for scammers and only accept cash.

If you have a lot of items to sell, consider a garage sale. It can easily earn you 300 to 500 dollars on a Saturday morning. Make sure you check if your city requires a permit though.

Donate Plasma

Granted, this is surely not going to get you 1200 dollars, but it can help you reach your goal.

You can donate plasma up to twice a week and make as much as 50 bucks per donation. That is 100 dollars a week that you could put towards your goal. In addition, you get the joy of knowing that you are doing a good thing because plasma is in great demand. It is used to make all sorts of life saving treatments.

If you want to donate plasma, just search for plasma donation on Bing or whatever search engine you use. Just make sure that you find a “for profit” donation center.

Defer Some Bills

Do you have an auto loan or some other installment loan? You may be able to defer a payment or two. This generally works if you are in good standing with your lender.

To ask for a deferment, simply call up your lender and ask for one. Keep in mind that this does not eliminate the payment, it simply moves it to the end of the loan. You are essentially moving the payment to the end of the loan.

Deferment is great because if you have a 400 dollar car payment, for example, you can save that money and use it towards your emergency need.

Start A Side Gig

There are a lot of side businesses that you can start with virtually no money at all. Things like lawn care, maid services, etc. You probably have everything that you need to run these businesses in your closet or garage. All that you need is some clientele.

To get those clients, print out some cheap flyers or business cards and go door to door. You can also post free ads on places like Craigslist. Be sure to check with your state about insurance or licensing requirements, but most states have a number of businesses that require no licensing. These might include things like carpet cleaning, lawn care, house cleaning, dop popp scooping, etc.

Borrow From A Family Member

Yes, this would still be a $1200 loan but it would be one that is without fees or interest, hopefully at least.

A word of caution though. If you borrow 1200 dollars from a friend, be sure to pay it back just as soon as you have the money. It is amazing how many feelings that we have rolled up with our money. If someone feels that you are not taking the loan seriously, it could end up in a damaged relationship.

Best Alternatives To A Loan

A loan can be a great way to get the money that you need but it is not the only way. If you find that you are unable to qualify for a loan or would simply like to avoid all of the fees and/or interest that comes with them, take a look at some options. You might have more ways to get money than you think.

Other ways to get money.

Other Sources Of Emergency Money

Here are 8 simple ways to get money that do not involve a loan.

1) Sell An Old Phone

Did you know that the old phone in your drawer is worth money and that you can get cold hard cash for it today. In fact, it might be worth more than you think. A high end smart phone, even if it is a generation old, could easily fetch 200 dollars or more.

If you need cash, take that old phone to an ecoATm. This is a kiosk that can get you a cash offer today. You simply insert the phone and get an offer. If you like it, you get your cash immediately. If you do not like your offer, simply take your phone back and walk away. It could not be any easier.

2) Donate Your Plasma

You may have heard of this one before because it is a very popular way to get extra money. Depending on your size, you can get up to $50 per donation. The bigger you are, the more you can donate.

In addition, donating plasma is different than whole blood in that you can donate up to twice a week. This means that you can make up to $100 in a week or $400 in a month.

Many people are put off of donating because of the whole “needle thing” but that should not concern you. If you really are bothered, just look away and read a book or play on your phone while you donate. The time will pass quicker than you think.

3) Count Some Coins

It might sound cheesy, but you probably have more change than you know. Think about it, if you use cash on a daily basis, you probably end up with around 50 cents in your pocket every day. Multiply that by 30 days and you have about 15 dollars in change. Multiply that by several months and you are talking about some pretty good money.

Of course, nobody really wants to count that change though. Instead, take it to a local Coinstar and have it counted for a small fee. Most grocery stores have one. Also, check your bank because many will have their own counters that you can use, free of charge.

4) Have A Garage Sale

A garage sale is an easy way to get 300 dollars or even get 500 dollars on a weekend. You have to do a lot of prep work, but then all that it involves is sitting in your driveway on a lawn chair for a few hours Saturday and Sunday morning.

The key to a successful garage sale is planning.

First and foremost, you need to check with your city and HOA to make sure garage sales are permitted and to find out if you need a permit. Best to stay legal and avoid a fine.

Next, you need to work on signage. This is the most important thing. You need to take people all the way from the entrance of your neighborhood to your garage door. Make sure that there is a highly visible sign at every turn along the way.

Finally, you need to get your merchandise organized. By cheap stickers and put a price on everything. Then pull out or borrow as many tables as you can to get things displayed. Place large ticket items at the back so tht people have to walk through your small items to see them.

5) Borrow From A Buddy

Okay, yes this is a loan but it is a free one, so does it really count? If you need just a few hundred dollars, borrowing from a friend makes real sense. You would have no loan fees, could get the money quick and would not have to worry about getting an approval

If you do decide to pursue this option, just be sure to be serious about the loan. Pay it back as soon as you have the money without delay. People are sensitive about money and you could lose a friend if they think they are being taken advantage of.

The best idea with a loan between friends is to still try to get everything in writing. This will prevent any disputes in case you remember the loan differently than your friend.

6) Earn The Money

If you have a little time to wait, earning the money night just be an option. Even with high unemployment, there are income opportunities if you are willing to work. Here are a few of your options.

Rover is a website that puts dog lovers in touch with people who need pets cared for. Walking a dog can earn you an easy 10 to 15 dollars a trip, which is money that can really add up. Rover is a great way to earn money now and continue making it int he future.

Uber and Lyft are another option if you have have a 4 door vehicle in good condition. The best part about this work is that you can do it when and where you like. Work an hour or work all day, the choice is up to you.

Retail and warehouse is also something that you should consider. Places like Walmart, Amazon and grocery stores are almost always looking for help Since these places are open nearly 24 hours a day, in most cases, you should be able to find a shift that works for you.

7) Do Paid Surveys

I am not going to blow a bunch of smoke and tell you that you can get 400 dollars in a day taking surveys. That being said, they still might be worth doing if you just need a few bucks.

If you can not leave the house or just have a lot of down time near a phone, surveys can make this time profitable. It might just be a few dollars an hour but it is better than making nothing.

When looking for a survey site to work with, choose one that is not going to charge you and that allows you to earn in other ways. Swagbucks is one website that fits this bill in that it allows you to also earn bu watching videos and by signing up for trial offers.

8) Buy Local & Sell Nationally

There is no doubt that things sell for less money at places like Craigslist than they do at auction websites like eBay. You can take advantage of this fact to earn the money that you need by hustling.

Search the Craigslist ads for those little discount gems. Then snatch them up and place them up for a 7 or 10 day auction on eBay. It wold not be unheard of for you to be able to double your money this way. The key is to have knowledge in a market. If you know designere purses, just look for them. If you know video games, stay in that realm.

I Need Cash Right Now

If you need cash right now, we can help. The very easiest way is to get a free quote for the money that you need. Take a minute and get your free offer. Even if you have bad credit, we may be able to help you get a loan. How much do you need?

A man who needs cash right now

Fast Money Options To Consider

If you need money right now, you are probably in some kind of a financial bind which means, time is of the essence. In that case, let’s get right to it and look at some options that can get you money in a hurry.

Online Loans

This is the easiest way to get money, even if you have bad credit. Fill out one simple quote form and get an offer for the money that you need. If approved, you can rest easy knowing that money is on the way and it can be in your account as soon as the next business day.

Depending on your qualifications and how much you need, you might be offered one of several loan types. Take a look.

Payday Loans
If you only need 300 dollars or so, a payday loan might be an option for you. With this type of loan, you borrow money and pay it back with fees on your next payday.
Installment Loan
If you need more money or time to pay the loan back, an installment loan might help. With this type of loan, you borrow money and pay it back, with interest and/or fees over time. The payments are broken down into more manageable smaller installments.
Title Loan
A title loan uses your paid off vehicle as collateral for a loan. The loan is similar to an installment loan except for the fact that your vehicle will be used as collateral. If you default on a Title Loan, a lender can seize your vehicle.

Those are the main types of loans that a lender may offer you. We ourselves are not lenders however and do not make credit decisions. We simply get you access to a large group of online lenders and one of them may be able to make you an offer.

Selling The Plasma From Your Blood

If you only need 50 bucks or so, selling plasma can get it to you. You can get up to $50 per donation and you can donate up to twice a week. So, if you have time to wait, you can get up to $400 in a single month from donating your plasma.

The donation process is simple and will take about an hour. If you are not good with a needle, just look away and occupy yourself with your phone or a good book.

During the process your blood is withdrawn and the red blood cells are returned to you. Because you get your red blood cells back, you do not have as much of that tired feeling that you get after donating whole blood. This is also what allows you to donate twice a month.

If you would like to donate plasma for money, just do a search for “plasma donation” in your city. Make sure that you choose a for profit blood center. Donating to the Red Cross is a good thing, but they will not pay you.

Liquidate Old Electronics

If you have some electronics laying around like smart phones or tablets, you can sell them off to get the money that you need. If you have some items that you are not using, you are not doing yourself any favors by hanging on to them because they are just losing value every day.

Phones can be sold locally if you have an ecoATM nearby. All that you have to do is take down your old phone to one of the kiosks and put it in the machine. The machine will test the phone and then make you an offer. If you like it, you can get cash that day. That could be a couple of hundred bucks if you have a newer smart phone.

Don’t have an ecoATM, no problem, you can use Gazelle to sell your phone. You will have to mail the phone in but they pay for shipping and they are fairly quick with the turnaround.

If you have an old iPad or similar to device, you can also use Gazelle to sell it but you would probably be better off using eBay for this. You are far more likely to get top dollar with an auction website for tablets and computers if you can afford the time to do an auction.

Sell Yourself

If you have some skills, why not capitalize on them to make a little extra money.

One way to do this is using a website like Craigslist or Thumbtack. Clean houses, carpet, cut lawns, etc. There are a lot of service type jobs that you can do without needing to invest in specialty equipment.

You should also be sure to check out the Miscellaneous section of Craigslist while you are there. Lot’s of companies and individuals place ads for day jobs. It could be doing some yard work or it could be holding a sign at an intersection. In any case, you will get paid in cash at the end of the day.

Have A Garage Sale

Is there anything more classic than a garage sale. It has been used by Americans for generations when they need cash right now and when they need to get rid of clutter. When you find yourself desperate for money, a garage sale is hard to beat. If you want to have a successful and profitable garage sale though, there are some things that you need to do.

First and foremost, you need to check with your city and see if a permit is required. You would hate for your profits to have to go towards paying a ticket. While you are at it, if you live in an HOA neighborhood, make sure that garage sales are permitted.

Next, you need to get organized. Get your inventory and find a good way to display it. Ask friends if they have tables that yo can borrow and get your items labeled. Cheap stickers make pricing your items easy. Also, be sure to plan out your layout. High demand items should be placed at the back so that people have to walk through the rest of your displays to get to them. This can lead to more sales.

Finally, be sure to use adequate signage. This is where most garage sales fail. Place signs at the entrance to your neighborhood and then at every turn along the way. You need to guide people right to your garage door.

Ask A Friend

Last but not least, why not ask a buddy or a relative for help. This is a risky thing to do but a free loan is hard to beat.

I say tricky, but it can be done. What you need to do is take the loan seriously. Just because it is from a friend does not mean that you should not treat it just the same as a bank loan.

What this means is that you should make payments to your friend on time. Do not think that you can wait to pay back the loan because you have no loan contract. Pay the money back just as soon as you can.

Also, be sure to get all of the loan details in writing. Our memories are not perfect and your friend might forget just how much you borrowed. Write down just how much you borrowed and get receipts for money you paid back. The easiest way to do this is to do it all electronically with a service like Zelle.

Zelle is great because it is fast. If you need cash right now, it can be in your bank in seconds. It also serves as a record of how much you borrowed from a friend and how much you paid back to them.