If you need 250 dollars and need it fast, we may be able to help. Get a quick quote today and have the money on the way. There is no obligation, so why not get started.
Need A Quote Today?
If you need money and need it ASAP, we may be able to help. We can do this by getting you access to a large group of lenders on the internet. We are not lenders ourselves and this is a big benefit to you. If you work with a single lender, it lowers your chances of getting an approval. More lenders equals more chances of getting that one approved offer.
Depending on how much you ultimately decide to borrow, your lender and your credit score, you may be offered one of the following loan options.
A Payday Loan
If you decide that 250 dollars is all that you need, you are likely to be offered a payday loan. With the average payday loan being a loan for $300, it seems like a likely match.
With a payday loan, you can borrow the money that you need and get it deposited directly into your bank account. You will then pay the loan back, plus fees, on your next payday.
The good thing about a payday loan is that it is easy to get. As long as you have a source of income and a checking account, you are likely to get an approval. In addition, these loans usually fund quickly. Lenders know that these loans are usually for emergencies so they act quickly. You could have your $250 in your bank account as soon as the next business day.
Do keep in mind though that payday loans come with many negative attributes. The biggest one is that this is a very short term loan. You will have to pay it back in a matter of days, in most cases. This can make it tricky to get caught up. Also, because of this short term the effective Annual Percentage Rate will be very high, usually well over 400 percent.
An Installment Loan
If you decide to borrow more money than just 250 dollars or have better credit, you may be offered a personal loan or installment loan.
With an installment loan, you have longer to pay back the money. As the name implies, your loan will be broken up into multiple installments. You can also borrow more money which is why most installment loans will be for more than just $250.
The good thing about an installment or personal loan is that you will have longer to pay the money back. You can break up the loan into smaller chunks that may be easier on your budget. This can help you get back on track quicker.
On the down side of things, these loans will still have interest and/or fees. If you have bad credit, these can add up to a lot of money. In addition, because the loan is for a longer period, you will be paying the interest for a longer time. That means that it can really add up so be careful.
More Ways To Get $250
Although it might seem like a huge amount, 250 dollars is really not a lot of money. Because of this, you may have other ways in which to get it, as long as you are willing to hustle a bit. Her are a few other sources that you can tap to get the $250 that you need.
Give The Gift Of Life
Plasma is very much in demand because it is used to make a number of life saving treatments. Those treatments are made by “for profit” companies and that means that they are willing to pay you for your plasma donation.
You can make up to $50 per donation donating your plasma. The amount that you get depends on how much you weigh. The bigger you are, the more plasma you can spare. In addition, you can also donate up to twice a week or eight times in a month.
This means that you could potentially get 400 dollars in a month. If you have the time to wait for your money, it makes plasma donation a reap option. Even if you do not have the time though, you can use it tp pay back your loan.
Sell An Old Device
If you are like most of us, you probably have an old device or two laying around. This could be an old cellular phone, a tablet or even an outdated laptop. These things still have value.
You can sell these old devices at a number of places. If you want to make it easy, you can use a company like Gazelle. They will make you a cash offer online and then pay for you to ship your device to them. Want to get top dollar? It is hard to beat an auction website like eBay to get the most money.
If all you need is $250, selling a device or two can surely get you there.
Borrow From A Buddy
Not all loans have to be from a bank. If you have a friend or even a relative to turn to, it could be a nice alternative to a costly bank loan. Your friend does not even need to live in the same city. Nearly every checking account has free wiring services like Zelle hooked to them. They van get you money instantly.
When borrowing from an acquaintance, it should go without saying that you need to be careful. In short, pay back the money just as soon as you can.
Have A Garage Or Yard Sale
This is a classic way to make extra money and if you need 250 bucks, it can certainly get it to you. Just be sure that you check to see if your city requires permits for a sale and that it is all good with your HOA.
When planning your sale, the most important thing that you can do is provide enough signs. You need to lead people straight to your yard or garage. This means that you should have a sign at each turn along the way. Leave nothing to be questioned.
Skip Another Bill
If you need money, you can call your creditors and ask to skip a payment. Many lenders, mainly auto lenders, will happily move a payment to the end of the loan. This could free up $250 or even more.
Even if your lender will not skip a payment, consider the late charges. Are they cheaper than the charges from a loan? If they are, it might be worth considering making another payment late. Do consider the potential credit score implications though. If a bill goes over 30 days late, it could cause your score to drop.
If you are in need of 1200 dollars and you need it really fast, we may be able to help you out. Why not get a loan offer for the $1200 that you need. There is no obligation in getting a quote, so why not see what kind of offer you can get?
Need Money Desperately? Check Out Your Options
If you need money in a hurry, you may have more options than yo think. Before you rush into any one option, why not take a look some possible choices. Then, you can make an educated decision to get the 1200 dollars that you need.
A 1200 Dollar Loan
A loan will have fees and/or interest, but there are few faster ways to get the money that you need, especially when you need $1200. Not all loans are created equal though, so take a minute and educate yourself on the basics.
Although not available in all states, a payday loan can get you money in a hurry and is very easy to qualify for. With this type of loan, a lender will deposit money into your account and then withdraw the principal plus loan fees on your next payday.
The good thing here is that you can qualify for the loan incredibly easily. Have a checking account and a source of income and you are well on your way.
The bad is that the loan is due to be re-paid on your next payday in its entirety. With a 1200 dollar loan, this can be hard to swallow, so a payday loan is probably not going to be a good choice for you.
A better option if you have bad credit and need 1200 dollars or more is the installment loan. Even with that bad credit, you may be able to qualify and we can help you get your offer.
The great thing about an installment loan is that you split the payment up over time. This can make it much easier to pay back than a payday loan. These loans are also available in more states than a payday loan, which might not even be an option for you.
On the bad side of things, you still have fees and/or interest. This can add up to a lot of money, especially since the loan will be for a longer time. The longer the loan goes on, the longer that interest continues to accrue.
Not our favorite loan type, but it may be one that you need to consider. With a title loan, you put your vehicle up for collateral on your 1200 dollars loan. This makes it a secured loan which is easier to get an approval for, even with bad credit.
The obvious good point to this type of loan is how easy it is to get approved for, even with bad credit. In addition, you can get loans for higher dollar amount, it all depends on the value of your vehicle.
Unfortunately, the down side to a Title Loan is just as obvious, you could lose your vehicle. This is a real possibility, so be careful.
Hustling For 1200 Dollars
A loan is quick and easy, but there surely are other ways to get $1200, if you are willing to hustle. Take a look at some ways to get money fairly quickly. By themselves, they may not give you the entire 1200 dollars, but added together, a few of them could do the trick.
Sell Some Junk
One persons junk is another persons treasure, so why not clean out the garage. Got an old couch or a refrigerator that you do not really use anymore? They could be worth hundreds of dollars if you simply list them on Craigslist. Just be sure to watch out for scammers and only accept cash.
If you have a lot of items to sell, consider a garage sale. It can easily earn you 300 to 500 dollars on a Saturday morning. Make sure you check if your city requires a permit though.
Granted, this is surely not going to get you 1200 dollars, but it can help you reach your goal.
You can donate plasma up to twice a week and make as much as 50 bucks per donation. That is 100 dollars a week that you could put towards your goal. In addition, you get the joy of knowing that you are doing a good thing because plasma is in great demand. It is used to make all sorts of life saving treatments.
If you want to donate plasma, just search for plasma donation on Bing or whatever search engine you use. Just make sure that you find a “for profit” donation center.
Defer Some Bills
Do you have an auto loan or some other installment loan? You may be able to defer a payment or two. This generally works if you are in good standing with your lender.
To ask for a deferment, simply call up your lender and ask for one. Keep in mind that this does not eliminate the payment, it simply moves it to the end of the loan. You are essentially moving the payment to the end of the loan.
Deferment is great because if you have a 400 dollar car payment, for example, you can save that money and use it towards your emergency need.
Start A Side Gig
There are a lot of side businesses that you can start with virtually no money at all. Things like lawn care, maid services, etc. You probably have everything that you need to run these businesses in your closet or garage. All that you need is some clientele.
To get those clients, print out some cheap flyers or business cards and go door to door. You can also post free ads on places like Craigslist. Be sure to check with your state about insurance or licensing requirements, but most states have a number of businesses that require no licensing. These might include things like carpet cleaning, lawn care, house cleaning, dop popp scooping, etc.
Borrow From A Family Member
Yes, this would still be a $1200 loan but it would be one that is without fees or interest, hopefully at least.
A word of caution though. If you borrow 1200 dollars from a friend, be sure to pay it back just as soon as you have the money. It is amazing how many feelings that we have rolled up with our money. If someone feels that you are not taking the loan seriously, it could end up in a damaged relationship.
A loan can be a great way to get the money that you need but it is not the only way. If you find that you are unable to qualify for a loan or would simply like to avoid all of the fees and/or interest that comes with them, take a look at some options. You might have more ways to get money than you think.
Other Sources Of Emergency Money
Here are 8 simple ways to get money that do not involve a loan.
1) Sell An Old Phone
Did you know that the old phone in your drawer is worth money and that you can get cold hard cash for it today. In fact, it might be worth more than you think. A high end smart phone, even if it is a generation old, could easily fetch 200 dollars or more.
If you need cash, take that old phone to an ecoATm. This is a kiosk that can get you a cash offer today. You simply insert the phone and get an offer. If you like it, you get your cash immediately. If you do not like your offer, simply take your phone back and walk away. It could not be any easier.
2) Donate Your Plasma
You may have heard of this one before because it is a very popular way to get extra money. Depending on your size, you can get up to $50 per donation. The bigger you are, the more you can donate.
In addition, donating plasma is different than whole blood in that you can donate up to twice a week. This means that you can make up to $100 in a week or $400 in a month.
Many people are put off of donating because of the whole “needle thing” but that should not concern you. If you really are bothered, just look away and read a book or play on your phone while you donate. The time will pass quicker than you think.
3) Count Some Coins
It might sound cheesy, but you probably have more change than you know. Think about it, if you use cash on a daily basis, you probably end up with around 50 cents in your pocket every day. Multiply that by 30 days and you have about 15 dollars in change. Multiply that by several months and you are talking about some pretty good money.
Of course, nobody really wants to count that change though. Instead, take it to a local Coinstar and have it counted for a small fee. Most grocery stores have one. Also, check your bank because many will have their own counters that you can use, free of charge.
4) Have A Garage Sale
A garage sale is an easy way to get 300 dollars or even get 500 dollars on a weekend. You have to do a lot of prep work, but then all that it involves is sitting in your driveway on a lawn chair for a few hours Saturday and Sunday morning.
The key to a successful garage sale is planning.
First and foremost, you need to check with your city and HOA to make sure garage sales are permitted and to find out if you need a permit. Best to stay legal and avoid a fine.
Next, you need to work on signage. This is the most important thing. You need to take people all the way from the entrance of your neighborhood to your garage door. Make sure that there is a highly visible sign at every turn along the way.
Finally, you need to get your merchandise organized. By cheap stickers and put a price on everything. Then pull out or borrow as many tables as you can to get things displayed. Place large ticket items at the back so tht people have to walk through your small items to see them.
5) Borrow From A Buddy
Okay, yes this is a loan but it is a free one, so does it really count? If you need just a few hundred dollars, borrowing from a friend makes real sense. You would have no loan fees, could get the money quick and would not have to worry about getting an approval
If you do decide to pursue this option, just be sure to be serious about the loan. Pay it back as soon as you have the money without delay. People are sensitive about money and you could lose a friend if they think they are being taken advantage of.
The best idea with a loan between friends is to still try to get everything in writing. This will prevent any disputes in case you remember the loan differently than your friend.
6) Earn The Money
If you have a little time to wait, earning the money night just be an option. Even with high unemployment, there are income opportunities if you are willing to work. Here are a few of your options.
Rover is a website that puts dog lovers in touch with people who need pets cared for. Walking a dog can earn you an easy 10 to 15 dollars a trip, which is money that can really add up. Rover is a great way to earn money now and continue making it int he future.
Uber and Lyft are another option if you have have a 4 door vehicle in good condition. The best part about this work is that you can do it when and where you like. Work an hour or work all day, the choice is up to you.
Retail and warehouse is also something that you should consider. Places like Walmart, Amazon and grocery stores are almost always looking for help Since these places are open nearly 24 hours a day, in most cases, you should be able to find a shift that works for you.
7) Do Paid Surveys
I am not going to blow a bunch of smoke and tell you that you can get 400 dollars in a day taking surveys. That being said, they still might be worth doing if you just need a few bucks.
If you can not leave the house or just have a lot of down time near a phone, surveys can make this time profitable. It might just be a few dollars an hour but it is better than making nothing.
When looking for a survey site to work with, choose one that is not going to charge you and that allows you to earn in other ways. Swagbucks is one website that fits this bill in that it allows you to also earn bu watching videos and by signing up for trial offers.
8) Buy Local & Sell Nationally
There is no doubt that things sell for less money at places like Craigslist than they do at auction websites like eBay. You can take advantage of this fact to earn the money that you need by hustling.
Search the Craigslist ads for those little discount gems. Then snatch them up and place them up for a 7 or 10 day auction on eBay. It wold not be unheard of for you to be able to double your money this way. The key is to have knowledge in a market. If you know designere purses, just look for them. If you know video games, stay in that realm.
If you need cash right now, we can help. The very easiest way is to get a free quote for the money that you need. Take a minute and get your free offer. Even if you have bad credit, we may be able to help you get a loan. How much do you need?
Fast Money Options To Consider
If you need money right now, you are probably in some kind of a financial bind which means, time is of the essence. In that case, let’s get right to it and look at some options that can get you money in a hurry.
This is the easiest way to get money, even if you have bad credit. Fill out one simple quote form and get an offer for the money that you need. If approved, you can rest easy knowing that money is on the way and it can be in your account as soon as the next business day.
Depending on your qualifications and how much you need, you might be offered one of several loan types. Take a look.
If you only need 300 dollars or so, a payday loan might be an option for you. With this type of loan, you borrow money and pay it back with fees on your next payday.
If you need more money or time to pay the loan back, an installment loan might help. With this type of loan, you borrow money and pay it back, with interest and/or fees over time. The payments are broken down into more manageable smaller installments.
A title loan uses your paid off vehicle as collateral for a loan. The loan is similar to an installment loan except for the fact that your vehicle will be used as collateral. If you default on a Title Loan, a lender can seize your vehicle.
Those are the main types of loans that a lender may offer you. We ourselves are not lenders however and do not make credit decisions. We simply get you access to a large group of online lenders and one of them may be able to make you an offer.
Selling The Plasma From Your Blood
If you only need 50 bucks or so, selling plasma can get it to you. You can get up to $50 per donation and you can donate up to twice a week. So, if you have time to wait, you can get up to $400 in a single month from donating your plasma.
The donation process is simple and will take about an hour. If you are not good with a needle, just look away and occupy yourself with your phone or a good book.
During the process your blood is withdrawn and the red blood cells are returned to you. Because you get your red blood cells back, you do not have as much of that tired feeling that you get after donating whole blood. This is also what allows you to donate twice a month.
If you would like to donate plasma for money, just do a search for “plasma donation” in your city. Make sure that you choose a for profit blood center. Donating to the Red Cross is a good thing, but they will not pay you.
Liquidate Old Electronics
If you have some electronics laying around like smart phones or tablets, you can sell them off to get the money that you need. If you have some items that you are not using, you are not doing yourself any favors by hanging on to them because they are just losing value every day.
Phones can be sold locally if you have an ecoATM nearby. All that you have to do is take down your old phone to one of the kiosks and put it in the machine. The machine will test the phone and then make you an offer. If you like it, you can get cash that day. That could be a couple of hundred bucks if you have a newer smart phone.
Don’t have an ecoATM, no problem, you can use Gazelle to sell your phone. You will have to mail the phone in but they pay for shipping and they are fairly quick with the turnaround.
If you have an old iPad or similar to device, you can also use Gazelle to sell it but you would probably be better off using eBay for this. You are far more likely to get top dollar with an auction website for tablets and computers if you can afford the time to do an auction.
If you have some skills, why not capitalize on them to make a little extra money.
One way to do this is using a website like Craigslist or Thumbtack. Clean houses, carpet, cut lawns, etc. There are a lot of service type jobs that you can do without needing to invest in specialty equipment.
You should also be sure to check out the Miscellaneous section of Craigslist while you are there. Lot’s of companies and individuals place ads for day jobs. It could be doing some yard work or it could be holding a sign at an intersection. In any case, you will get paid in cash at the end of the day.
Have A Garage Sale
Is there anything more classic than a garage sale. It has been used by Americans for generations when they need cash right now and when they need to get rid of clutter. When you find yourself desperate for money, a garage sale is hard to beat. If you want to have a successful and profitable garage sale though, there are some things that you need to do.
First and foremost, you need to check with your city and see if a permit is required. You would hate for your profits to have to go towards paying a ticket. While you are at it, if you live in an HOA neighborhood, make sure that garage sales are permitted.
Next, you need to get organized. Get your inventory and find a good way to display it. Ask friends if they have tables that yo can borrow and get your items labeled. Cheap stickers make pricing your items easy. Also, be sure to plan out your layout. High demand items should be placed at the back so that people have to walk through the rest of your displays to get to them. This can lead to more sales.
Finally, be sure to use adequate signage. This is where most garage sales fail. Place signs at the entrance to your neighborhood and then at every turn along the way. You need to guide people right to your garage door.
Ask A Friend
Last but not least, why not ask a buddy or a relative for help. This is a risky thing to do but a free loan is hard to beat.
I say tricky, but it can be done. What you need to do is take the loan seriously. Just because it is from a friend does not mean that you should not treat it just the same as a bank loan.
What this means is that you should make payments to your friend on time. Do not think that you can wait to pay back the loan because you have no loan contract. Pay the money back just as soon as you can.
Also, be sure to get all of the loan details in writing. Our memories are not perfect and your friend might forget just how much you borrowed. Write down just how much you borrowed and get receipts for money you paid back. The easiest way to do this is to do it all electronically with a service like Zelle.
Zelle is great because it is fast. If you need cash right now, it can be in your bank in seconds. It also serves as a record of how much you borrowed from a friend and how much you paid back to them.
If you need 2000 dollars and you need it fast, we may be able to help you out. It takes just a minute to get your free and secure offer, so let’s get to it. First, just how much do you really need?
If you need money in a hurry, in this case $2000, there may be more ways to get it than you think. Before you start to panic, take a minute and read about all of your options. You might be surprised at just how many you have.
Loans To Get $2000
One of the easiest ways to get the money that you need is with a loan. Even with bad credit, you may have loan options although they can be pricey, so be careful.
If you would like an offer on a loan, we can help with this. We ourselves however are not direct lenders. Instead, we get you access to a much larger pool of lenders. This works out well for you, because more lenders means more chances of getting a Yes.
Should you decide to get a quote, here are some examples of loans that you might be offered.
With a payday loan, a lender will offer you money with a set fee per hundred dollars borrowed. The fee will vary from lender to lender, but an example might be $20 per 100 dollars borrowed. If you borrow 500 dollars, you would pay back 600 dollars in this example.
Payday loans are very short term loans, requiring that the entire loan be paid back in it’s entirety on your next payday. It used to be that you would write a check for the repayment at the beginning of the loan. The lender would then deposit the check when it was due. Nowadays, things are generally done electronically.
The good thing about a payday loan is that it is very to qualify for. It is the classic bad credit loan.
The bad with a payday loan is that the fees are high and the loan is short. If you are in need of $2000, it would be a poor choice of loans because you would have to pay the entire loan back in just a few weeks.
A better choice of loans would be an installment loan. With an installment loan, you borrow money and you make payments until the loan is paid back completely.
An installment or personal loan would be the better choice if you need 2000 dollars because it would allow you to break up the repayment into smaller chunks. This would make it much easier for you to get your finances in order.
Do keep in mind though that an installment loan, if you have bad credit, could still prove costly. There are still fees and/or interest and, because the loan is longer, you will be paying those for a longer period.
Last on the list is the Title Loan. If you have a free and clear vechicle, you could be offered one of these loans.
With a Title Loan, a lender would use your vehicle as collateral on your 2000 dollar loan. This means that y=they could take it and sell it if you fail to meet your loan obligations.
Title Loans are rather easy to qualify for so it makes them a good choice if you are desperate for money but can not qualify for traditional financing. They are expensive loans though. Despite the fact that they are secured, your lender will still charge you high fees and/or interest.
Be careful with this type of loan because losing your vehicle is a real possibility.
Hustle To Get $2000
If a loan is not a good fit for you, but you still need money, you might just have to hustle. There are not many single methods out there to get $2000 in a hurry but you can string a bunch of different things together. Here are some ways to make money that, in combination, could add up to the money that you need.
Sell That Spare Cell
Got a cellular phone wasting away in a drawer. Perhaps you are keeping it as an emergency backup or maybe you just simply forgot about it. Well it could be worth some money, possibly a couple hundred dollars if it is a high end phone.
Take that phone to an ecoATm and cash in. You simply place the phone inside the automated kiosk and it gives you an offer. If you like it, you can walk away with money the same day.
This is one of my go to sources of extra money because it works great and is repeatable. In fact, you can do it as much as twice a week and at up to $50 a donation you can get 400 dollars in a month.
The only problem with plasma donation is dealing with the needle. If you can get past that though, you get to do a good thing while getting much of the money that you need.
Have A Garage Sale
What could be more American than the Saturday and Sunday morning garage sale. Put one together and you could come up with a large chunk of the 2000 dollars that you need. Before you do though, be sure it is all good with your HOA and/or city.
The key to a successful garage sale is signage. Make sure that you have enough signs pointing to your residence. Besides that, all that you have to do is sit on a folding chair in your driveway.
Take Your Old Books To A Book Store
Used book stores are still a big thing for many people, and they need inventory. Place all your old books, magazines and compact discs into a box and take them down for an offer. You might be surprised at just how much you get for them. In any case, you will likely free up some closet space.
Auction A Laptop
Or anything else of value that you might have on eBay. It might take a few days, but if you do a shorter 7 day auction, it is not too bad. If you really need the money fast, you can also use the “buy it now” option. Electronics like iPads and laptops do very well on eBay but if you do not want the hassle, take a look at Gazelle.
Turn To A Friend
You probably do not want to borrow a full 2000 dollars from a friend, but maybe a hundred dollars wouldn’t hurt. Just be sure to pay the money back as soon as you can and it might be a good idea to get everything in writing.
Need a fast $1500? We can help you with that, even if you have bad credit. Take a minute and get a fast and free loan offer for the money that you need.
How To Get $1500 Quickly
When it comes to getting cash in a hurry, you may have more options that you think. Take a look at some of the ways that you can secure the cash that you need.
Loans are not for everyone, but they sure are a great way to get money in a hurry. If you are in desperate need of money, it is nice to have guaranteed money on the way. When it comes to loans with bad credit, there are about 4 different types that you will see offered. Take a look.
This is the original short term loan and, believe it or not, it has been around in various forms for hundreds of years.
With a payday loan, a lender will loan you money and then you pay back the money, plus fees on your next payday. The fees are typically a set amount per hundred dollars borrowed.
The good with a payday loan is that it is super easy to qualify for which is why it is the “go to” loan for so many people. The bad is that it has to be paid back quickly and the fees can be quite high.
Need a bit more money than what a payday loan offers? A personal loan or installment loan might be the solution for you. If you are needing a full 1500 dollars, it will probably be a better option.
With an installment or personal loan, you borrow money and then pay it back, with fees and/or interest, over the course of time. You will make multiple payments or installments until the loan is paid off.
The good here is that you can borrow more money and have longer to pay it back. The bad is that, if you have bad credit, it would still have high fees and/or interest. In addition, since the loan would be longer, you will be paying interest over a longer period of time.
A title loan is a secured loan where you place your vehicle up as collateral. The vehicle must have a free and clear title, or in other words, it must be paid off.
The good thing about this type of loan is that like a payday loan, it is easy to qualify for. The bad is that, if you do not pay back the 1500 dollars, the lender could seize your ride. Be careful.
This one is similar to a title loan except in this case you would be putting up property as collateral. In addition, the actual pawn shop would hold the item until the loan is paid back.
With a pawn loan, you borrow the money and pay it back, usually in one lump sum, with fees and interest. There is usually a document fee, storage fee and interest.
The good with this loan type is that it is easy to get, even with bad credit. The bad is that you would have to put down quite a valuable item as collateral to get $1500. Unless you have a Rolex laying around, it is probably not going to happen.
Other Ways To Get $1500
Getting $1500 without a loan can be quite a challenge, but it is possible. That of course depends greatly on how much time you have. If you have some time to spare, it might be worth it to avoid a loan and find a way to get the money that does not have fees and/or interest.
Below are some great ways to get the money that you need. You might have to combine a few methods together, but with a bit of hustling, you should be able to get all of the cash that you need.
Garage Or Yard Sale
This is the traditional, All American way to make a little extra money. Can you make $1500? That depends on how many high ticket items like furniture and appliances that you have. Got a spare fridge, that is about 300 dollars right there. That old couch, if still in good shape, could net you a few hundred as well.
Add to the big ticket items some smalls like clothing, tools and knick knacks and you could really have something.
One word of caution though. If you have an HOA, check to make sure that garage sales are okay. Also find out if your city requires a permit for a sale. You would have for a fine to negate your profit.
A Family Member Or Friend
What is money between friends? A lot, so use this method carefully.
If you have a friend with a few extra bucks, why not ask them for a loan. The trick is to treat the loan just as if it came from the bank. When you accept the money, you should spell out when and how the loan will be paid back. Also, as formal as it sounds, get it all in writing.
If you are borrowing 1500 dollars, you need to make sure that your friend remembers that is is just 1500 dollars. Memories can get fuzzy over time.
Sell Some Stuff
Granted, you probably do not have a single item just sitting in the corner that is worth 1500 dollars. That doesn’t mean that you can’t sell some junk to get the money that you need though. It does, however, mean that you will have to sell multiple items. Here are some places to do that.
Use an ecoATm to get cash immediately for an old cell phone. Just put the device in and get an offer. If you like the offer, you can walk away with cash.
Used Book Stores
People steel read books and used book stores need inventory. Sell your old books and walk away with cash for something that is probably wasting away in your closet. They also take magazines, CD’s and DVD’s.
If you have old furniture or appliances to sell, it is hard to beat Craigslist. If you price it right, they will be gone the same day due to the traffic on this website. You must however be cautious about scammers.
Electronics are best sold on eBay. You will get top dollar for them with an auction but if you need money quicker, a BUY IT NOW listing will be your friend.
Got some tacky jewelry that nobody wants to buy? The Gold and Silver store will take it. Check out a few different stores to make sure that you are not getting scammed on price.
How Did You Do?
Hopefully, you were able to use one of the methods above to get the money that you need. Once you get that $1500, there are just two things to do.
First, you need to handle your immediate money emergency. Whether that be getting food on the table paying for an emergency dental procedure or even getting your car fixed. Get your problem solved and get yourself on track.
Next, you need to make sure that this never happens again. The way to do that is to set a budget for yourself that includes money for savings. If you need to make spending cuts do so, but you need to save and you should be saving at least 10 percent of your take home pay.
The only way for you to prevent financial emergencies and emergency loans in the future, is to have a well stocked savings account. Make that your goal for the rest of the year.
If you need $800 and need it fast, we may be able to help you out. Take a minute and fill out the short quote form below and get an answer in minutes. Start by figuring out just how much you need to borrow.
Ways To Get That $800
You have more options than you might think if you need 800 dollars or even more. Some of these options involve loans and some will involve just plain old hustling. Let’s take a closer look.
Loans For Bad Credit
Even if you have bad credit, you might be surprised to see that you have many loan options available. Are they all good? No, some of them will have harsh loan terms which means that you really need to weigh the pros and the cons of the loan.
This is the ultimate bad credit loan. Ultimate in that it is easy to qualify for at least.
With a payday loan, your lender will loan you money in exchange for a set fee. The fee will be based on the amount that you borrow and might be something like 20 dollars per 100 dollars borrowed. If you borrow 500 dollars, you pay back 600 dollars.
The best thing about this loan is that it is easy to qualify for. If you have a checking account and a source of income, you are well on your way to getting a yes. Additionally, these loans find fast and if you find a local store, you may even be able to get your 800 dollars the same day.
The bad is that the loan has a short term and high fees. You will have to pay back the loan in its entirety on your next payday. This short term means that the effective interest is quite high. This short term can also make the loan hard to pay back because it gives you little time to get caught up.
Even with poor credit, you might be able to qualify for an installment loan although interest will be high.
With an installment loan or personal loan, you can borrow the money that you need and you can pay it back over time. The payments are split up so they become more manageable.
The best thing about this loan choice is that you get longer to pay it back. That can make it a lot easier to fit the repayment of your 800 dollar loan into your budget. Also, because the loan is for a longer period, you can borrow more money if you need more than $800.
The negative is that this is still a bad credit loan and that means high interest and fees. Additionally, because you will be paying on the loan longer, those fees and interest will add up in a hurry.
With a title loan, you place your clear title up as collateral for the loan. Because the loan is secured, it is easier to get approved for.
The good here is that you can get approved, even with bad credit. In addition, you can often get a large loan if your vehcle is worth enough, so you may be able to qualify for more than 800 dollars.
The obvious bad point is that you could lose your vehicle. Miss a payment and the lender could seize your ride.
Hustling For Your 800 Dollars
Who says that a loan is the only way to get the 800 bucks that you need. Hustling can get you the money although you might have to work multiple streams in order to get the full amount. Here are some areas to look.
Some people are better than others with needles. If you are on good terms with them, you can make up to 400 bucks this month from donating plasma.
With plasma donation, you can donate up to twice a week and make as much as 50 bucks per donation. It takes about 1-2 hours to donate which makes for a pretty decent hourly rate.
The good with giving your plasma is that you can earn a decent paycheck while doing something nice for others.
On the bad side, it will take a month to get just half of the 800 dollars that you need.
Sell Old Gift Cards
We all have received gift cards that we never intend to use it could be a store that we do not like or possibly a service that we never intend to use.
Nowadays ,there are companies that buy and sell these used gift cards. Sell the card to them for cash and they sell it to a person who is really interested.
The good thing about selling old gift cards is that you can get rid of something that has no value to you. The store itself would be very unlikely to give you cash for them, so this is really the only way to cash in.
The downside is that the process is a little time consuming. You have to get a price, mail it in for it to be verified and then finally get your money. If you need that $800 faster, it could be tricky.
Rid Yourself Of Junk
You probably have a lot of junk in your home that you simply do not need and should probably get rid of. Well, what is junk to one person is treasure to another.
Take all of that junk and place it for sale on eBay Craigslist or even Facebook marketplace. If you have enough to sell, even consider a garage sale.
The good thing here is that you can not only get your money, you can also de-clutter your home.
The bad is that it takes time to sell your stuff and you have to deal with spammers. Just be careful and only accept cash and only meet in public places.
Do Without The Money
Last but not least, consider doing without the money. Sometimes things seem like an emergency when they really are not. Take a minute and think about what would happen if you did not get the $800. Would life go on or would there be a real disaster?
If you do need the money, there still might be a way to avoid having to come up with it. Instead of getting 800 dollars, you can try to cut 800 dollars worth of bills. Call creditors and ask to defer payments. Cancel subscriptions and put memberships on hold. There are lots of ways to trim a budget in an emergency.
If you are in desperate need of money, we may be able to help. Even if you have bad credit, we may be able to assist you in getting a loan offer. Get started now by selecting how much money that you need.
Money Help When You Are Desperate
Believe it or not, you probably have more options than you think when it comes to getting money. Take a minute and look at some loan and non loan options that just might be able to solve your problem. Depending on how much you intend to borrow and your qualifications, one of our lenders may offer you any one of these loan types.
First, let’s look at your loan options. Loans, even if you have bad credit are usually one of the easiest ways to get money in a hurry. With bad credit, your options are of course a bit more limited, but you do have some, take a look.
This is the classic bad credit loan. With this type of loan, lenders typically charge fees, not interest. An example of a fee might be something like $20 for every $100 borrowed. That means that if you borrow 300 dollars, you would pay back $360.
On the surface, this might not seem that bad, but if you look at the short loan term, the effective APR can be quite high. You see, these loans are due on your next payday, so most loans are for 10 to 14 days.
The good thing about these loans is that they are easy to qualify for. If you have a source of income and a checking account, you are well on your way to getting an approval.
The bad things of course are the high fees and the short loan term. Both can make it difficult to get back on track financially, but sometimes you have to do what you have to do.
An installment loan is just what it sounds like. A loan that you can pay back with installments. Although you generally need a bit more credit to qualify than you do with a payday loan, you can still get one of these with bad credit. Installment loans will have interest and they also may have fees involved, so read all of the fine print.
The good part of an installment loan is that you will have more time to pay the money back. Depending on how much you borrow, making one lump sum payment could be difficult. An installment loan could solve this problem.
The negative of using this type of loan when you need money desperately is that the interest rate can be high. With bad credit, you are likely to be offered some unpleasant terms and, since you will be paying on the loan longer, interest will be adding up for a longer period.
A title loan is a secured loan because you will put up your free and clear vehicle title as collateral. If you fail to pay the loan back, your lender could take your vehicle. More often than not, they would choose to extend the loan over seizing your vehicle, but it remains an option for them.
The good with a title loan is that the loan is easy to qualify for. It is a secured loan for a lender, so they are more likely to approve someone with bad credit. In addition, they are legal in more states than the payday loan and you can take them out in higher dollar amounts.
The bad thing about a title loan is that it still has high fees and interest. Despite being a secured loan, these loans can have an APR that comes close to that of a payday loan. On top of this, you also have the very real possibility of losing your vehicle, so use caution, even if you desperately need money fast.
Pawn Shop Loans
If you only need a bit of money, this might be an option to consider if you have bad credit. This is also a secured loan but you are placing physical property in the hands of the lender. You borrow money and when you pay it back, plus fees and interest, you get your stuff back.
This is an easy loan to qualify for because it is a low dollar loan and it is secured. If you default, the lender gets to keep your property and they have the store where they can sell it. That makes it very low risk for them. If you are desperate for money and you just need a few bucks, this is a fast way to get it.
The chief negative with a pawn loan is that it is usually for a low dollar amount of around one hundred dollars or less. This is because you are limited by the value of the property that you pawn. In addition, the loan still has rather high costs. The pawn shop will charge you a document fee, storage fee and interest. It can add up.
These days, there are a number of loans available through apps such as Earnin or Brigit. These apps take into account money that you have already earned and issues you a loan. You then pay back the loan usually automatically, when you get paid again. Fees for these apps will vary but some of them do not require fees to be paid, just a suggested tip.
The good thing about these apps is that they allow you to use the credit from money that you have already earned. In addition, because you will link them to your bank, you will be able to get to the money quickly.
On the downside, you have to jump through a lot of hoops with many of the apps, so you may not qualify. Also, the suggested tip on some of them can be as high as the fees on a payday loan. You may not have to tip, but if you never tip, you will probably eventually lose access.
Credit Card Advance
If you have money on your credit card, you can use it to get a cash advance. All that you need to do is take it to any ATM and use your pin to ge cash. If you do not know your pin, you may be able to take your card in to a local bank as well. It is a convenient way to get cash when you are desperate, as long as you have some balance on a card.
The good thing about a credit card advance is that it will generally cost you less than the other options above. In addition, if you know your pin number, you can get the money fast, just as soon as you can make it to an ATM.
The negative is that you may face potential fees and high interest. While the interest will probably be less than that of a payday loans, it will still be higher than that of a regular credit card purchase.
Non Loan Options
Now that you know many of the bad credit loan options, let’s take a look at some of the non loan options. These options might involve a little work on your part, but a little hustling never hurt anyone. Take a look.
For some, a needle might not seem like a good option but if you are good with one, you can earn up to 400 dollars in a single month from donating. Use the money to handle your problems or to pay back a loan.
The good thing about plasma donation is that you can do it up to twice a week. This is because, during the donation process, they return your blood cells. That means that you do not leave with that light headed feeling. Donating plasma is also a very good thing because it helps a lot of people. Get the money that you desperately need and fell good about yourself.
On the down side of things, you have to go into the center and have your blood drawn. For some, the needle is a deal breaker. Additionally, at up to $50 a donation, it might take some time to get the amount of money that you need.
When people think about recycling metal, they usually think about turning in cans, but this is small scale recycling. For the big money, look to recycling yards that take in large scrap and pay you by the pound. All that you have to do is drive around and find this, often discarded scrap and bring it in for money.
The good here is that you can make a good amount of money by turning in what is essentially trash. Like plasma donation, you would also be doing a good thing, in this case for the environment.
On the flip side, collecting metal can be hard work and you will probably want to have a truck or a trailer to get it done. That rules a lot of people out.
Sell On Craigslist
Craigslist is a great source for money, you just have to use a bit of caution because of scammers. That being said, list something in demand and you can have a sale in a matter of hours. This usually means something like furniture, appliances, tools, etc. These things go fast.
The great thing about Craigslist is that you can sell something that is just taking up space in your home and get the money that you are desperate for.
The bad thing is that you have to deal with Craigslist buyers. They can often be difficult lowballers or scammers. If you make a sale, make sure that you only accept payment in cash and meet in a public place. Try to avoid allowing anyone to come to your home.
If you have a bunch of items to sell, a garage sale might make the most sense for you. Earn the money that you desperately need while sitting in your driveway on a Saturday morning. The key to pulling one of these things off is signage. Make sure that people can not only find their way to your neighborhood, but also all the way to your driveway.
The good with a garage sale is that you can get rid of a ton of junk while making hundred of dollars. All of those little things that you have been pondering throwing in the trash can actually bring in cold hard cash.
The bad is that you have to sit in your driveway and watch people rummage through your life. Also, you need to check into local regulations. Your HOA might not allow for garage sales and your city might require a permit.
Cut Your Hair
Got some long, flowing locks of hair? How much is it worth to you? It could be worth a lot, maybe even enough to get you out of your present time jam. Value your hair online and see if it make sense to you.
The good thing here is that you will be selling something that you can get back. In addition, this hair often goes to someone who needs it, so you could be doing a good thing.
Of course, there are a few negatives to think about. It will take you time to get that hair back and selling enough to make you money will cause a very abrupt change to your appearance.
List On eBay
Craigslist and eBay are great, but certain things just sell better online. This applies to things like designer handbags, computers and video games. Put them on an online auction and you will get top dollar for them in 7 to 10 days.
The good thing about listing on eBay is that you will reach a very large audience. This can let you sell your item quickly and hopefully get you top dollar.
The bad is that you will have to wait for your money. An auction takes time and then you have to move your money from PayPal and then into your account. If you need money desperately, you might not have the time.
Negotiate With Creditors
If you need money in a bad way, negotiating with creditors might be a way to get it. A dollar saved is a dollar earned and if you can cut some of your bills this month, you could cut down on your need for cash. You might do this by requesting interest only payments or, in the case of auto payments, requesting a deferment.
The benefit to this approach is that you can eliminate your need for a loan with minimal costs.
The negative is that if you defer a payment, you may end up paying extra interest on your debt or obligation. Still, if your other option is a cash loan, this might be a cheaper way to go.
Turn In Your Phone
An old cell phone could be just the thing to get you out of a jam. Look for an ecoATm in your area or turn to the online people at Gazelle. They can get you an offer on a phone that is just otherwise collecting dust in a drawer.
The great thing about this method of getting money is that you get rid of a depreciating asset. Sure, it might be nice to have a back up phone, but chances are good that you will not need it. Sell it now while it is still worth some money. If you have an ecoATM in your area, you can even get cash the same day.
The negative with turning in your old phone is Murphy’s Law. As soon as you do it, you will drop your current phone in the toilet. Just be careful.
Cash In Your Change
If you are really desperate, check the couch cushions, there may be more there than you realize. Besides the couch, be sure to check your dresser, the junk drawer and of course, your car. You could easily have 50 bucks in spare change scattered throughout your home. Take it and cash is in at a coin counter at your grocery store or your bank.
The best part of this method is that it is money that is yours and that you are just reclaiming. In addition, there is currently a change shortage so getting this stuff back into circulation is a good thing.
The only real bad part is the burden of collecting your coins and bringing them in. Hopefully you have enough change to make it all worthwhile.
Exchange Gold & Silver
Gold ans silver will always be worth money. If you have some in the form of outdated jewelry, it might actually be worth more to sell it by the ounce than by the piece. If you decide to go this route, keep in mind that not all gold and silver buyers are created equally. Know the going rate before you get an offer and it might pay to shop more than one store.
Selling old gold and silver jewelry is an excellent way to get money if you desperately need it. It can help you dispose of jewelry that people otherwise would not buy as a piece.
The only real downside to this is that you need to take the time to do some research. You do not want to sell your precious metals too cheaply.
Need $300 and need it fast? We can help with that. Take a few minutes to fill out our short and secure loan quote form and get an offer. We may be able to help you get an offer, even with bad credit.
You Have Options
When you think about it, getting $300 is really not that hard, even if you have bad credit. What is hard is getting it fast but, if you need money in a hurry, there are still ways to get it. Take a minute and take a look at some of the options that can help you get money as soon as today.
Your Loan Options
A loan is one of the easiest ways to get 300 dollars if you need it in a hurry. That being said, it can also be one of the most expensive ways to get the money, so be careful. Let’s take a look at some of your loan options when you have less than perfect or bad credit.
Surely you have heard of the infamous payday loan. It has a bad reputation in parts but it is useful if you have bad credit and need money fast.
If you let us help you get an offer for 300 dollars, one of our lenders may offer you this type of loan. It depends on your credit and the amount that you ultimately ask to borrow.
With a payday loan, your lender will send you money electronically directly to your bank account. Then, on your next payday, the lender will withdraw the money they loaned you plus loan fees.
The good part about this loan is that it is easy to get approved for and it funds rather quickly. On the other side of things, the loan fees can be high when you consider the length of the loan.
A personal loan is typically a little harder to qualify for than a payday loan but you still may be able to qualify for one, even with bad credit. One of our lenders may be able to approve you for one of these loans, depending on your credit and how much you borrow.
With a personal or installment loan, you can break up your payments over time. The smaller payments are often much easier to handle.
The good part about a personal loan is that it allows you to pay back the money over a longer period. In addition, you can often borrow more money with this loan type. On the bad side of things, since the loan is longer, you will be paying interest for a longer period. That can add up to more overall loan fees and/or interest.
This is a very easy loan to get although it is usually for more money than a few hundred dollars.
With a title loan, you place your vehicle title up as collateral for a loan. It is security for a lender because if you do not pay the loan back, they can take your ride. Because of this security, these are easy to qualify for, even with bad credit.
The good traits of this loan are that it is very easy to qualify for and you can get more money than many other bad credit loans. It just depends on your vehicle value. The bad part here is that you can lose your vehicle. Do not pay the loan and the lender can come and get it and sell it to recoup their money.
Similar to a title loan, but you put up property instead of a vehicle. In addition, the pawn shop will actually hold on to the item until you pay back the loan.
Because this is a secured loan, this is often a very easy form of financing to get. It is a secured loan, but the lender will still charge some pretty substantial loan charges. They will typically charge interest plus a document fee and a storage fee. Yes, they charge you to hold onto your property.
The good thing here is that the loan is easy to qualify for. The bad is that it can be hard to get a pawn loan for $300 because the loan is based partly on the value of the item you are putting up. You would need a pretty valuable item to get the full $300.
Your Non Loan Options
Loans are convenient, but they are not always the right way to go. Take a look at some other creative ways to get 300 dollars or even more money.
Selling Your Blood
Well not all of it, just the plasma. Whole blood donation is typically a charity thing and makes you no money. Plasma on the other hand pays and pays pretty well. You can make up to 50 bucks for a single donation and you can donate your plasma twice a week.
If you have the time to wait for your $300, you can earn it by selling plasma in as little as 3 weeks. Can’t wait? Perhaps you can use the plasma donation to pay back a loan.
Selling Your Old Phones
Have a phone, or even two phones laying around? That is money in your pocket and you can get the money as soon as today as long as you have an ecoATM near you.
The ecoATM kiosk will give you a price for your phone and instant cash in your pocket. Just place your phone in the device so that it can analyze it. It gives you a price and if you like it, you can accept it and get paid the same day.
Selling Your Clothes
Would you give someone the shirt off your back to get $300? Good, as long as it is a designer shirt.
Clothing resellers will give you cash for your lightly used designer clothing and fashion accessories. Got a pair of Lucky jeans you don’t want or a high end purse? Sell it and get some or even all of the money that you need.
Selling Your Services
The legal ones of course. There are a lot of jobs that will pay quickly, some the very same day. They may not get you the full 300 bucks that you need but, combined with other methods, they can get you the money you need.
Check the Misc section of Craigslist or find a day labor location in your city. You could end up holding a sign on the side of the road, moving some stones for a garden or who knows what. The good thing is that at the end of the day you would have cash in hand.
Selling Just About Anything Else
If you have ever browsed the local Craigslist, you have noticed that people sell just about everything. You can find anything from used appliances to used socks.
To get at least part of your $300, take a stroll around the house and see what you can do without. Then place it for sale on Craigslist, Facebook Marketplace or any of the online selling apps like 5mile.
Use caution though, scammers abound. Only take cash and meet at a safe location other than your home if possible.
There may be ways to get the money that you need without selling any of your stuff. Here are some possibilities.
Ask a friend or family member for the money.
See if your lender will let you defer a car payment.
If you need $500 fast, we may be able to help you out. Even if you have bad credit, we may be able to help you get an offer for the money that you need. Find out in just a few minutes.
Fast Money Options
If you need money now, you probably have more options than you think. Do not let your desperation get the better of you. Instead, take a few minutes and learn about all of your options. Here are some choices that many people turn to in times of need.
The easiest way to get some peace of mind and know that money is on the way is with an online loan. Simply fill out an online application and get an answer fast. We can even help you with that. Just fill out the quote from at the top of the page and request a quote for your $500, it is incredibly simple.
Depending on your credit and qualifications, you might be offered one of a number of different loan types. Here are the most common.
Not always the best option, but one that is easy to qualify for. If these loans are available in your state, you may be offered one of these loan types, but be wary. Like all bad credit loans, they are costly.
With a payday loan, your lender will charge you a set fee per hundred dollars borrowed. Fees will vary, but a common example might be 20 dollars per hundred dollars borrowed. That means that if you have to borrow $500, you will need $600 to pay the loan off.
A personal loan or installment loan might be available to you, even if you have bad credit. With this type of loan, you will still have to pay back the principal plus fees and/or interest, but you will have more time to do so. Loans will be broken up into installments that may be easier for you to handle.
While the extra time can be beneficial when paying off your loan, keep one thing in mind. The longer the loan, the longer you will be paying interest and it can add up fast.
If you like doing things in person, you have a few options but if you have bad credit, getting 500 dollars can still prove costly. Here are the two most common local bad credit loans that can often get you money the same day.
Although technically available online, finishing up the loan usually involves an in person visit, so we will consider this a local loan.
This is a rather easy loan to qualify for because it is secured. You place your free and clear title up as collateral on the loan. If you default, the lender can come and get your vehicle and sell it to get their money back. Don’t default!
Being a secured loan, you might think that the interest and fees would be low, but this is unfortunately not the case. Interest and fees can add up to rival that of the payday loan, so if you use this loan to get 500 dollars or more, be careful.
Another local loan that can get you $500 is a pawn loan. Like the title loan, this one is also secured. You bring an item of value into the pawn sh0p and they give you money. Pay back the money plus fees and interest and you get your item back, it is as simple as that.
The biggest drawback to a pawn loan, besides the cost is the low dollar amounts of the loan. The shop will only give you a small portion of your items value towards a loan, so, if you are trying to come up with 500 bucks, you need to have quite an expensive item.
Other Money Sources
So, what if you are opposed to a loan and want to get the $500 that you need from another source. You have many options at your disposal, but, because of the size of the dollar amount you need, you may need to go to multiple sources. A little hustling never hurt anyone though, so here are some places that you can look.
Don’t laugh, last time I scooped up all of the loose change in my home i cam up with nearly a hundred dollars. No, it is not all of the money that you need but it could get you a good bit of the distance.
Don’t bother with rolling your coins, take your coins to a coin counter like Coinstar. Many local banks also have counting machines in the lobby.
Old Cell Phones
Your old cell phone, you know the one collecting dust in your drawer, could be worth over a hundred dollars. Sure, it is nice having a back up phone, but you probably will never need one and that phone is not getting any more valuable.
Take your phone and contact Gazelle. They can make you a cash offer and will even pay to have your phone shipped to them.
A garage sale can do wonders for bringing in a little extra cash. Id you have enough big ticket items, you could even get the entire 500 dollars you need.
The trick to a successful garage sale is signage. You have got to get people to your garage door. Place signs at every entrance to your neighborhood and directions along the way at every turn.
Also, be sure to check with your HOA and city to see if permits are required.
An Advance From Work
Many employers, especially smaller ones, will give you an advance on your next paycheck. It is of no risk to them because you will have already earned the money. All it involves is a bit of paperwork which a good employer will be willing to do. It pays to keep your employees happy and healthy.
Be careful with advances from work. You do not want to go to this well too often and annoy your employer.
Friend & Family
If all else fails, turn to your friends and family for a 500 dollar loan. Just pay it back as fast as you can.