If you need 2000 dollars and you need it fast, we may be able to help you out. It takes just a minute to get your free and secure offer, so let’s get to it. First, just how much do you really need?
If you need money in a hurry, in this case $2000, there may be more ways to get it than you think. Before you start to panic, take a minute and read about all of your options. You might be surprised at just how many you have.
Loans To Get $2000
One of the easiest ways to get the money that you need is with a loan. Even with bad credit, you may have loan options although they can be pricey, so be careful.
If you would like an offer on a loan, we can help with this. We ourselves however are not direct lenders. Instead, we get you access to a much larger pool of lenders. This works out well for you, because more lenders means more chances of getting a Yes.
Should you decide to get a quote, here are some examples of loans that you might be offered.
With a payday loan, a lender will offer you money with a set fee per hundred dollars borrowed. The fee will vary from lender to lender, but an example might be $20 per 100 dollars borrowed. If you borrow 500 dollars, you would pay back 600 dollars in this example.
Payday loans are very short term loans, requiring that the entire loan be paid back in it’s entirety on your next payday. It used to be that you would write a check for the repayment at the beginning of the loan. The lender would then deposit the check when it was due. Nowadays, things are generally done electronically.
The good thing about a payday loan is that it is very to qualify for. It is the classic bad credit loan.
The bad with a payday loan is that the fees are high and the loan is short. If you are in need of $2000, it would be a poor choice of loans because you would have to pay the entire loan back in just a few weeks.
A better choice of loans would be an installment loan. With an installment loan, you borrow money and you make payments until the loan is paid back completely.
An installment or personal loan would be the better choice if you need 2000 dollars because it would allow you to break up the repayment into smaller chunks. This would make it much easier for you to get your finances in order.
Do keep in mind though that an installment loan, if you have bad credit, could still prove costly. There are still fees and/or interest and, because the loan is longer, you will be paying those for a longer period.
Last on the list is the Title Loan. If you have a free and clear vechicle, you could be offered one of these loans.
With a Title Loan, a lender would use your vehicle as collateral on your 2000 dollar loan. This means that y=they could take it and sell it if you fail to meet your loan obligations.
Title Loans are rather easy to qualify for so it makes them a good choice if you are desperate for money but can not qualify for traditional financing. They are expensive loans though. Despite the fact that they are secured, your lender will still charge you high fees and/or interest.
Be careful with this type of loan because losing your vehicle is a real possibility.
Hustle To Get $2000
If a loan is not a good fit for you, but you still need 2000 dollars, you might just have to hustle. There are not many single methods out there to get $2000 in a hurry but you can string a bunch of different things together. Here are some ways to make money that, in combination, could add up to the money that you need.
Sell That Spare Cell
Got a cellular phone wasting away in a drawer. Perhaps you are keeping it as an emergency backup or maybe you just simply forgot about it. Well it could be worth some money, possibly a couple hundred dollars if it is a high end phone.
Take that phone to an ecoATm and cash in. You simply place the phone inside the automated kiosk and it gives you an offer. If you like it, you can walk away with money the same day.
This is one of my go to sources of extra money because it works great and is repeatable. In fact, you can do it as much as twice a week and at up to $50 a donation you can get 400 dollars in a month.
The only problem with plasma donation is dealing with the needle. If you can get past that though, you get to do a good thing while getting much of the money that you need.
Have A Garage Sale
What could be more American than the Saturday and Sunday morning garage sale. Put one together and you could come up with a large chunk of the 2000 dollars that you need. Before you do though, be sure it is all good with your HOA and/or city.
The key to a successful garage sale is signage. Make sure that you have enough signs pointing to your residence. Besides that, all that you have to do is sit on a folding chair in your driveway.
Take Your Old Books To A Book Store
Used book stores are still a big thing for many people, and they need inventory. Place all your old books, magazines and compact discs into a box and take them down for an offer. You might be surprised at just how much you get for them. In any case, you will likely free up some closet space.
Auction A Laptop
Or anything else of value that you might have on eBay. It might take a few days, but if you do a shorter 7 day auction, it is not too bad. If you really need the money fast, you can also use the “buy it now” option. Electronics like iPads and laptops do very well on eBay but if you do not want the hassle, take a look at Gazelle.
Turn To A Friend
You probably do not want to borrow a full 2000 dollars from a friend, but maybe a hundred dollars wouldn’t hurt. Just be sure to pay the money back as soon as you can and it might be a good idea to get everything in writing.
Need a fast $1500? We can help you with that, even if you have bad credit. Take a minute and get a fast and free loan offer for the money that you need.
How To Get $1500 Quickly
When it comes to getting cash in a hurry, you may have more options that you think. Take a look at some of the ways that you can secure the cash that you need.
Loans are not for everyone, but they sure are a great way to get money in a hurry. If you are in desperate need of money, it is nice to have guaranteed money on the way. When it comes to loans with bad credit, there are about 4 different types that you will see offered. Take a look.
This is the original short term loan and, believe it or not, it has been around in various forms for hundreds of years.
With a payday loan, a lender will loan you money and then you pay back the money, plus fees on your next payday. The fees are typically a set amount per hundred dollars borrowed.
The good with a payday loan is that it is super easy to qualify for which is why it is the “go to” loan for so many people. The bad is that it has to be paid back quickly and the fees can be quite high.
Need a bit more money than what a payday loan offers? A personal loan or installment loan might be the solution for you. If you are needing a full 1500 dollars, it will probably be a better option.
With an installment or personal loan, you borrow money and then pay it back, with fees and/or interest, over the course of time. You will make multiple payments or installments until the loan is paid off.
The good here is that you can borrow more money and have longer to pay it back. The bad is that, if you have bad credit, it would still have high fees and/or interest. In addition, since the loan would be longer, you will be paying interest over a longer period of time.
A title loan is a secured loan where you place your vehicle up as collateral. The vehicle must have a free and clear title, or in other words, it must be paid off.
The good thing about this type of loan is that like a payday loan, it is easy to qualify for. The bad is that, if you do not pay back the 1500 dollars, the lender could seize your ride. Be careful.
This one is similar to a title loan except in this case you would be putting up property as collateral. In addition, the actual pawn shop would hold the item until the loan is paid back.
With a pawn loan, you borrow the money and pay it back, usually in one lump sum, with fees and interest. There is usually a document fee, storage fee and interest.
The good with this loan type is that it is easy to get, even with bad credit. The bad is that you would have to put down quite a valuable item as collateral to get $1500. Unless you have a Rolex laying around, it is probably not going to happen.
Other Ways To Get $1500
Getting $1500 without a loan can be quite a challenge, but it is possible. That of course depends greatly on how much time you have. If you have some time to spare, it might be worth it to avoid a loan and find a way to get the money that does not have fees and/or interest.
Below are some great ways to get the money that you need. You might have to combine a few methods together, but with a bit of hustling, you should be able to get all of the cash that you need.
Garage Or Yard Sale
This is the traditional, All American way to make a little extra money. Can you make $1500? That depends on how many high ticket items like furniture and appliances that you have. Got a spare fridge, that is about 300 dollars right there. That old couch, if still in good shape, could net you a few hundred as well.
Add to the big ticket items some smalls like clothing, tools and knick knacks and you could really have something.
One word of caution though. If you have an HOA, check to make sure that garage sales are okay. Also find out if your city requires a permit for a sale. You would have for a fine to negate your profit.
A Family Member Or Friend
What is money between friends? A lot, so use this method carefully.
If you have a friend with a few extra bucks, why not ask them for a loan. The trick is to treat the loan just as if it came from the bank. When you accept the money, you should spell out when and how the loan will be paid back. Also, as formal as it sounds, get it all in writing.
If you are borrowing 1500 dollars, you need to make sure that your friend remembers that is is just 1500 dollars. Memories can get fuzzy over time.
Sell Some Stuff
Granted, you probably do not have a single item just sitting in the corner that is worth 1500 dollars. That doesn’t mean that you can’t sell some junk to get the money that you need though. It does, however, mean that you will have to sell multiple items. Here are some places to do that.
Use an ecoATm to get cash immediately for an old cell phone. Just put the device in and get an offer. If you like the offer, you can walk away with cash.
Used Book Stores
People steel read books and used book stores need inventory. Sell your old books and walk away with cash for something that is probably wasting away in your closet. They also take magazines, CD’s and DVD’s.
If you have old furniture or appliances to sell, it is hard to beat Craigslist. If you price it right, they will be gone the same day due to the traffic on this website. You must however be cautious about scammers.
Electronics are best sold on eBay. You will get top dollar for them with an auction but if you need money quicker, a BUY IT NOW listing will be your friend.
Got some tacky jewelry that nobody wants to buy? The Gold and Silver store will take it. Check out a few different stores to make sure that you are not getting scammed on price.
How Did You Do?
Hopefully, you were able to use one of the methods above to get the money that you need. Once you get that $1500, there are just two things to do.
First, you need to handle your immediate money emergency. Whether that be getting food on the table paying for an emergency dental procedure or even getting your car fixed. Get your problem solved and get yourself on track.
Next, you need to make sure that this never happens again. The way to do that is to set a budget for yourself that includes money for savings. If you need to make spending cuts do so, but you need to save and you should be saving at least 10 percent of your take home pay.
The only way for you to prevent financial emergencies and emergency loans in the future, is to have a well stocked savings account. Make that your goal for the rest of the year.
If you need $800 and need it fast, we may be able to help you out. Take a minute and fill out the short quote form below and get an answer in minutes. Start by figuring out just how much you need to borrow.
Ways To Get That $800
You have more options than you might think if you need 800 dollars or even more. Some of these options involve loans and some will involve just plain old hustling. Let’s take a closer look.
Loans For Bad Credit
Even if you have bad credit, you might be surprised to see that you have many loan options available. Are they all good? No, some of them will have harsh loan terms which means that you really need to weigh the pros and the cons of the loan.
This is the ultimate bad credit loan. Ultimate in that it is easy to qualify for at least.
With a payday loan, your lender will loan you money in exchange for a set fee. The fee will be based on the amount that you borrow and might be something like 20 dollars per 100 dollars borrowed. If you borrow 500 dollars, you pay back 600 dollars.
The best thing about this loan is that it is easy to qualify for. If you have a checking account and a source of income, you are well on your way to getting a yes. Additionally, these loans find fast and if you find a local store, you may even be able to get your 800 dollars the same day.
The bad is that the loan has a short term and high fees. You will have to pay back the loan in its entirety on your next payday. This short term means that the effective interest is quite high. This short term can also make the loan hard to pay back because it gives you little time to get caught up.
Even with poor credit, you might be able to qualify for an installment loan although interest will be high.
With an installment loan or personal loan, you can borrow the money that you need and you can pay it back over time. The payments are split up so they become more manageable.
The best thing about this loan choice is that you get longer to pay it back. That can make it a lot easier to fit the repayment of your 800 dollar loan into your budget. Also, because the loan is for a longer period, you can borrow more money if you need more than $800.
The negative is that this is still a bad credit loan and that means high interest and fees. Additionally, because you will be paying on the loan longer, those fees and interest will add up in a hurry.
With a title loan, you place your clear title up as collateral for the loan. Because the loan is secured, it is easier to get approved for.
The good here is that you can get approved, even with bad credit. In addition, you can often get a large loan if your vehcle is worth enough, so you may be able to qualify for more than 800 dollars.
The obvious bad point is that you could lose your vehicle. Miss a payment and the lender could seize your ride.
Hustling For Your 800 Dollars
Who says that a loan is the only way to get the 800 bucks that you need. Hustling can get you the money although you might have to work multiple streams in order to get the full amount. Here are some areas to look.
Some people are better than others with needles. If you are on good terms with them, you can make up to 400 bucks this month from donating plasma.
With plasma donation, you can donate up to twice a week and make as much as 50 bucks per donation. It takes about 1-2 hours to donate which makes for a pretty decent hourly rate.
The good with giving your plasma is that you can earn a decent paycheck while doing something nice for others.
On the bad side, it will take a month to get just half of the 800 dollars that you need.
Sell Old Gift Cards
We all have received gift cards that we never intend to use it could be a store that we do not like or possibly a service that we never intend to use.
Nowadays ,there are companies that buy and sell these used gift cards. Sell the card to them for cash and they sell it to a person who is really interested.
The good thing about selling old gift cards is that you can get rid of something that has no value to you. The store itself would be very unlikely to give you cash for them, so this is really the only way to cash in.
The downside is that the process is a little time consuming. You have to get a price, mail it in for it to be verified and then finally get your money. If you need that $800 faster, it could be tricky.
Rid Yourself Of Junk
You probably have a lot of junk in your home that you simply do not need and should probably get rid of. Well, what is junk to one person is treasure to another.
Take all of that junk and place it for sale on eBay Craigslist or even Facebook marketplace. If you have enough to sell, even consider a garage sale.
The good thing here is that you can not only get your money, you can also de-clutter your home.
The bad is that it takes time to sell your stuff and you have to deal with spammers. Just be careful and only accept cash and only meet in public places.
Do Without The Money
Last but not least, consider doing without the money. Sometimes things seem like an emergency when they really are not. Take a minute and think about what would happen if you did not get the $800. Would life go on or would there be a real disaster?
If you do need the money, there still might be a way to avoid having to come up with it. Instead of getting 800 dollars, you can try to cut 800 dollars worth of bills. Call creditors and ask to defer payments. Cancel subscriptions and put memberships on hold. There are lots of ways to trim a budget in an emergency.
If you are in desperate need of money, we may be able to help. Even if you have bad credit, we may be able to assist you in getting a loan offer. Get started now by selecting how much money that you need.
Money Help When You Are Desperate
Believe it or not, you probably have more options than you think when it comes to getting money. Take a minute and look at some loan and non loan options that just might be able to solve your problem. Depending on how much you intend to borrow and your qualifications, one of our lenders may offer you any one of these loan types.
First, let’s look at your loan options. Loans, even if you have bad credit are usually one of the easiest ways to get money in a hurry. With bad credit, your options are of course a bit more limited, but you do have some, take a look.
This is the classic bad credit loan. With this type of loan, lenders typically charge fees, not interest. An example of a fee might be something like $20 for every $100 borrowed. That means that if you borrow 300 dollars, you would pay back $360.
On the surface, this might not seem that bad, but if you look at the short loan term, the effective APR can be quite high. You see, these loans are due on your next payday, so most loans are for 10 to 14 days.
The good thing about these loans is that they are easy to qualify for. If you have a source of income and a checking account, you are well on your way to getting an approval.
The bad things of course are the high fees and the short loan term. Both can make it difficult to get back on track financially, but sometimes you have to do what you have to do.
An installment loan is just what it sounds like. A loan that you can pay back with installments. Although you generally need a bit more credit to qualify than you do with a payday loan, you can still get one of these with bad credit. Installment loans will have interest and they also may have fees involved, so read all of the fine print.
The good part of an installment loan is that you will have more time to pay the money back. Depending on how much you borrow, making one lump sum payment could be difficult. An installment loan could solve this problem.
The negative of using this type of loan when you need money desperately is that the interest rate can be high. With bad credit, you are likely to be offered some unpleasant terms and, since you will be paying on the loan longer, interest will be adding up for a longer period.
A title loan is a secured loan because you will put up your free and clear vehicle title as collateral. If you fail to pay the loan back, your lender could take your vehicle. More often than not, they would choose to extend the loan over seizing your vehicle, but it remains an option for them.
The good with a title loan is that the loan is easy to qualify for. It is a secured loan for a lender, so they are more likely to approve someone with bad credit. In addition, they are legal in more states than the payday loan and you can take them out in higher dollar amounts.
The bad thing about a title loan is that it still has high fees and interest. Despite being a secured loan, these loans can have an APR that comes close to that of a payday loan. On top of this, you also have the very real possibility of losing your vehicle, so use caution, even if you desperately need money fast.
Pawn Shop Loans
If you only need a bit of money, this might be an option to consider if you have bad credit. This is also a secured loan but you are placing physical property in the hands of the lender. You borrow money and when you pay it back, plus fees and interest, you get your stuff back.
This is an easy loan to qualify for because it is a low dollar loan and it is secured. If you default, the lender gets to keep your property and they have the store where they can sell it. That makes it very low risk for them. If you are desperate for money and you just need a few bucks, this is a fast way to get it.
The chief negative with a pawn loan is that it is usually for a low dollar amount of around one hundred dollars or less. This is because you are limited by the value of the property that you pawn. In addition, the loan still has rather high costs. The pawn shop will charge you a document fee, storage fee and interest. It can add up.
These days, there are a number of loans available through apps such as Earnin or Brigit. These apps take into account money that you have already earned and issues you a loan. You then pay back the loan usually automatically, when you get paid again. Fees for these apps will vary but some of them do not require fees to be paid, just a suggested tip.
The good thing about these apps is that they allow you to use the credit from money that you have already earned. In addition, because you will link them to your bank, you will be able to get to the money quickly.
On the downside, you have to jump through a lot of hoops with many of the apps, so you may not qualify. Also, the suggested tip on some of them can be as high as the fees on a payday loan. You may not have to tip, but if you never tip, you will probably eventually lose access.
Credit Card Advance
If you have money on your credit card, you can use it to get a cash advance. All that you need to do is take it to any ATM and use your pin to ge� cash. If you do not know your pin, you may be able to take your card in to a local bank as well. It is a convenient way to get cash when you are desperate, as long as you have some balance on a card.
The good thing about a credit card advance is that it will generally cost you less than the other options above. In addition, if you know your pin number, you can get the money fast, just as soon as you can make it to an ATM.
The negative is that you may face potential fees and high interest. While the interest will probably be less than that of a payday loans, it will still be higher than that of a regular credit card purchase.
Non Loan Options
Now that you know many of the bad credit loan options, let’s take a look at some of the non loan options. These options might involve a little work on your part, but a little hustling never hurt anyone. Take a look.
For some, a needle might not seem like a good option but if you are good with one, you can earn up to 400 dollars in a single month from donating. Use the money to handle your problems or to pay back a loan.
The good thing about plasma donation is that you can do it up to twice a week. This is because, during the donation process, they return your blood cells. That means that you do not leave with that light headed feeling. Donating plasma is also a very good thing because it helps a lot of people. Get the money that you desperately need and fell good about yourself.
On the down side of things, you have to go into the center and have your blood drawn. For some, the needle is a deal breaker. Additionally, at up to $50 a donation, it might take some time to get the amount of money that you need.
When people think about recycling metal, they usually think about turning in cans, but this is small scale recycling. For the big money, look to recycling yards that take in large scrap and pay you by the pound. All that you have to do is drive around and find this, often discarded scrap and bring it in for money.
The good here is that you can make a good amount of money by turning in what is essentially trash. Like plasma donation, you would also be doing a good thing, in this case for the environment.
On the flip side, collecting metal can be hard work and you will probably want to have a truck or a trailer to get it done. That rules a lot of people out.
Sell On Craigslist
Craigslist is a great source for money, you just have to use a bit of caution because of scammers. That being said, list something in demand and you can have a sale in a matter of hours. This usually means something like furniture, appliances, tools, etc. These things go fast.
The great thing about Craigslist is that you can sell something that is just taking up space in your home and get the money that you are desperate for.
The bad thing is that you have to deal with Craigslist buyers. They can often be difficult lowballers or scammers. If you make a sale, make sure that you only accept payment in cash and meet in a public place. Try to avoid allowing anyone to come to your home.
If you have a bunch of items to sell, a garage sale might make the most sense for you. Earn the money that you desperately need while sitting in your driveway on a Saturday morning. The key to pulling one of these things off is signage. Make sure that people can not only find their way to your neighborhood, but also all the way to your driveway.
The good with a garage sale is that you can get rid of a ton of junk while making hundred of dollars. All of those little things that you have been pondering throwing in the trash can actually bring in cold hard cash.
The bad is that you have to sit in your driveway and watch people rummage through your life. Also, you need to check into local regulations. Your HOA might not allow for garage sales and your city might require a permit.
Cut Your Hair
Got some long, flowing locks of hair? How much is it worth to you? It could be worth a lot, maybe even enough to get you out of your present time jam. Value your hair online and see if it make sense to you.
The good thing here is that you will be selling something that you can get back. In addition, this hair often goes to someone who needs it, so you could be doing a good thing.
Of course, there are a few negatives to think about. It will take you time to get that hair back and selling enough to make you money will cause a very abrupt change to your appearance.
List On eBay
Craigslist and eBay are great, but certain things just sell better online. This applies to things like designer handbags, computers and video games. Put them on an online auction and you will get top dollar for them in 7 to 10 days.
The good thing about listing on eBay is that you will reach a very large audience. This can let you sell your item quickly and hopefully get you top dollar.
The bad is that you will have to wait for your money. An auction takes time and then you have to move your money from PayPal and then into your account. If you need money desperately, you might not have the time.
Negotiate With Creditors
If you need money in a bad way, negotiating with creditors might be a way to get it. A dollar saved is a dollar earned and if you can cut some of your bills this month, you could cut down on your need for cash. You might do this by requesting interest only payments or, in the case of auto payments, requesting a deferment.
The benefit to this approach is that you can eliminate your need for a loan with minimal costs.
The negative is that if you defer a payment, you may end up paying extra interest on your debt or obligation. Still, if your other option is a cash loan, this might be a cheaper way to go.
Turn In Your Phone
An old cell phone could be just the thing to get you out of a jam. Look for an ecoATm in your area or turn to the online people at Gazelle. They can get you an offer on a phone that is just otherwise collecting dust in a drawer.
The great thing about this method of getting money is that you get rid of a depreciating asset. Sure, it might be nice to have a back up phone, but chances are good that you will not need it. Sell it now while it is still worth some money. If you have an ecoATM in your area, you can even get cash the same day.
The negative with turning in your old phone is Murphy’s Law. As soon as you do it, you will drop your current phone in the toilet. Just be careful.
Cash In Your Change
If you are really desperate, check the couch cushions, there may be more there than you realize. Besides the couch, be sure to check your dresser, the junk drawer and of course, your car. You could easily have 50 bucks in spare change scattered throughout your home. Take it and cash is in at a coin counter at your grocery store or your bank.
The best part of this method is that it is money that is yours and that you are just reclaiming. In addition, there is currently a change shortage so getting this stuff back into circulation is a good thing.
The only real bad part is the burden of collecting your coins and bringing them in. Hopefully you have enough change to make it all worthwhile.
Exchange Gold & Silver
Gold ans silver will always be worth money. If you have some in the form of outdated jewelry, it might actually be worth more to sell it by the ounce than by the piece. If you decide to go this route, keep in mind that not all gold and silver buyers are created equally. Know the going rate before you get an offer and it might pay to shop more than one store.
Selling old gold and silver jewelry is an excellent way to get money if you desperately need it. It can help you dispose of jewelry that people otherwise would not buy as a piece.
The only real downside to this is that you need to take the time to do some research. You do not want to sell your precious metals too cheaply.
Need $300 and need it fast? We can help with that. Take a few minutes to fill out our short and secure loan quote form and get an offer. We may be able to help you get an offer, even with bad credit.
You Have Options
When you think about it, getting $300 is really not that hard, even if you have bad credit. What is hard is getting it fast but, if you need money in a hurry, there are still ways to get it. Take a minute and take a look at some of the options that can help you get money as soon as today.
Your Loan Options
A loan is one of the easiest ways to get 300 dollars if you need it in a hurry. That being said, it can also be one of the most expensive ways to get the money, so be careful. Let’s take a look at some of your loan options when you have less than perfect or bad credit.
Surely you have heard of the infamous payday loan. It has a bad reputation in parts but it is useful if you have bad credit and need money fast.
If you let us help you get an offer for 300 dollars, one of our lenders may offer you this type of loan. It depends on your credit and the amount that you ultimately ask to borrow.
With a payday loan, your lender will send you money electronically directly to your bank account. Then, on your next payday, the lender will withdraw the money they loaned you plus loan fees.
The good part about this loan is that it is easy to get approved for and it funds rather quickly. On the other side of things, the loan fees can be high when you consider the length of the loan.
A personal loan is typically a little harder to qualify for than a payday loan but you still may be able to qualify for one, even with bad credit. One of our lenders may be able to approve you for one of these loans, depending on your credit and how much you borrow.
With a personal or installment loan, you can break up your payments over time. The smaller payments are often much easier to handle.
The good part about a personal loan is that it allows you to pay back the money over a longer period. In addition, you can often borrow more money with this loan type. On the bad side of things, since the loan is longer, you will be paying interest for a longer period. That can add up to more overall loan fees and/or interest.
This is a very easy loan to get although it is usually for more money than a few hundred dollars.
With a title loan, you place your vehicle title up as collateral for a loan. It is security for a lender because if you do not pay the loan back, they can take your ride. Because of this security, these are easy to qualify for, even with bad credit.
The good traits of this loan are that it is very easy to qualify for and you can get more money than many other bad credit loans. It just depends on your vehicle value. The bad part here is that you can lose your vehicle. Do not pay the loan and the lender can come and get it and sell it to recoup their money.
Similar to a title loan, but you put up property instead of a vehicle. In addition, the pawn shop will actually hold on to the item until you pay back the loan.
Because this is a secured loan, this is often a very easy form of financing to get. It is a secured loan, but the lender will still charge some pretty substantial loan charges. They will typically charge interest plus a document fee and a storage fee. Yes, they charge you to hold onto your property.
The good thing here is that the loan is easy to qualify for. The bad is that it can be hard to get a pawn loan for $300 because the loan is based partly on the value of the item you are putting up. You would need a pretty valuable item to get the full $300.
Your Non Loan Options
Loans are convenient, but they are not always the right way to go. Take a look at some other creative ways to get 300 dollars or even more money.
Selling Your Blood
Well not all of it, just the plasma. Whole blood donation is typically a charity thing and makes you no money. Plasma on the other hand pays and pays pretty well. You can make up to 50 bucks for a single donation and you can donate your plasma twice a week.
If you have the time to wait for your $300, you can earn it by selling plasma in as little as 3 weeks. Can’t wait? Perhaps you can use the plasma donation to pay back a loan.
Selling Your Old Phones
Have a phone, or even two phones laying around? That is money in your pocket and you can get the money as soon as today as long as you have an ecoATM near you.
The ecoATM kiosk will give you a price for your phone and instant cash in your pocket. Just place your phone in the device so that it can analyze it. It gives you a price and if you like it, you can accept it and get paid the same day.
Selling Your Clothes
Would you give someone the shirt off your back to get $300? Good, as long as it is a designer shirt.
Clothing resellers will give you cash for your lightly used designer clothing and fashion accessories. Got a pair of Lucky jeans you don’t want or a high end purse? Sell it and get some or even all of the money that you need.
Selling Your Services
The legal ones of course. There are a lot of jobs that will pay quickly, some the very same day. They may not get you the full 300 bucks that you need but, combined with other methods, they can get you the money you need.
Check the Misc section of Craigslist or find a day labor location in your city. You could end up holding a sign on the side of the road, moving some stones for a garden or who knows what. The good thing is that at the end of the day you would have cash in hand.
Selling Just About Anything Else
If you have ever browsed the local Craigslist, you have noticed that people sell just about everything. You can find anything from used appliances to used socks.
To get at least part of your $300, take a stroll around the house and see what you can do without. Then place it for sale on Craigslist, Facebook Marketplace or any of the online selling apps like 5mile.
Use caution though, scammers abound. Only take cash and meet at a safe location other than your home if possible.
There may be ways to get the money that you need without selling any of your stuff. Here are some possibilities.
Ask a friend or family member for the money.
See if your lender will let you defer a car payment.
If you need $500 fast, we may be able to help you out. Even if you have bad credit, we may be able to help you get an offer for the money that you need. Find out in just a few minutes.
Fast Money Options
If you need money now, you probably have more options than you think. Do not let your desperation get the better of you. Instead, take a few minutes and learn about all of your options. Here are some choices that many people turn to in times of need.
The easiest way to get some peace of mind and know that money is on the way is with an online loan. Simply fill out an online application and get an answer fast. We can even help you with that. Just fill out the quote from at the top of the page and request a quote for your $500, it is incredibly simple.
Depending on your credit and qualifications, you might be offered one of a number of different loan types. Here are the most common.
Not always the best option, but one that is easy to qualify for. If these loans are available in your state, you may be offered one of these loan types, but be wary. Like all bad credit loans, they are costly.
With a payday loan, your lender will charge you a set fee per hundred dollars borrowed. Fees will vary, but a common example might be 20 dollars per hundred dollars borrowed. That means that if you have to borrow $500, you will need $600 to pay the loan off.
A personal loan or installment loan might be available to you, even if you have bad credit. With this type of loan, you will still have to pay back the principal plus fees and/or interest, but you will have more time to do so. Loans will be broken up into installments that may be easier for you to handle.
While the extra time can be beneficial when paying off your loan, keep one thing in mind. The longer the loan, the longer you will be paying interest and it can add up fast.
If you like doing things in person, you have a few options but if you have bad credit, getting 500 dollars can still prove costly. Here are the two most common local bad credit loans that can often get you money the same day.
Although technically available online, finishing up the loan usually involves an in person visit, so we will consider this a local loan.
This is a rather easy loan to qualify for because it is secured. You place your free and clear title up as collateral on the loan. If you default, the lender can come and get your vehicle and sell it to get their money back. Don’t default!
Being a secured loan, you might think that the interest and fees would be low, but this is unfortunately not the case. Interest and fees can add up to rival that of the payday loan, so if you use this loan to get 500 dollars or more, be careful.
Another local loan that can get you $500 is a pawn loan. Like the title loan, this one is also secured. You bring an item of value into the pawn sh0p and they give you money. Pay back the money plus fees and interest and you get your item back, it is as simple as that.
The biggest drawback to a pawn loan, besides the cost is the low dollar amounts of the loan. The shop will only give you a small portion of your items value towards a loan, so, if you are trying to come up with 500 bucks, you need to have quite an expensive item.
Other Money Sources
So, what if you are opposed to a loan and want to get the $500 that you need from another source. You have many options at your disposal, but, because of the size of the dollar amount you need, you may need to go to multiple sources. A little hustling never hurt anyone though, so here are some places that you can look.
Don’t laugh, last time I scooped up all of the loose change in my home i cam up with nearly a hundred dollars. No, it is not all of the money that you need but it could get you a good bit of the distance.
Don’t bother with rolling your coins, take your coins to a coin counter like Coinstar. Many local banks also have counting machines in the lobby.
Old Cell Phones
Your old cell phone, you know the one collecting dust in your drawer, could be worth over a hundred dollars. Sure, it is nice having a back up phone, but you probably will never need one and that phone is not getting any more valuable.
Take your phone and contact Gazelle. They can make you a cash offer and will even pay to have your phone shipped to them.
A garage sale can do wonders for bringing in a little extra cash. Id you have enough big ticket items, you could even get the entire 500 dollars you need.
The trick to a successful garage sale is signage. You have got to get people to your garage door. Place signs at every entrance to your neighborhood and directions along the way at every turn.
Also, be sure to check with your HOA and city to see if permits are required.
An Advance From Work
Many employers, especially smaller ones, will give you an advance on your next paycheck. It is of no risk to them because you will have already earned the money. All it involves is a bit of paperwork which a good employer will be willing to do. It pays to keep your employees happy and healthy.
Be careful with advances from work. You do not want to go to this well too often and annoy your employer.
Friend & Family
If all else fails, turn to your friends and family for a 500 dollar loan. Just pay it back as fast as you can.
Find yourself needing 600 dollars right away? If so, we may be able to help you even if you have bad credit. Take a few minutes and get a free zero obligation loan quote online. Your answer might just be minutes away.
Need Money? Check Your Options!
Even if you have bad credit, you may have multiple options in a time of emergency. Now, it is $600 that you need, so let’s take a look at several different ways that you can get the money that you need and get it fast.
Loans Are Simple
Well, not exactly simple but easy to get. A loan requires very little effort and could give you that warm and fuzzy feeling knowing that you have money coming your way.
The type of the loan that you get will depend on several factors including your credit and the actual amount of money that you need. Here are some possible choices.
The installment loan is a great choice and you may be able to qualify for one, even if you have less than perfect credit.
The benefit to this type of loan is that you will have longer to pay it back. It would be much easier to pay back the $600 plus loan costs in multiple chunks instead of one lump sum. It would be less of a stress on your budget and could help you get back on track sooner.
The con with an installment loan is that you would be paying interest on the loan for a longer period. If you have bad credit, the interest rate would probably not be cheap and it can add up quite a bit in just a short time.
With a payday loan, you can get the money that you need, even with bad credit. A lender would make you a loan and you would pay it back, plus fees, on your next payday.
The good thing here is that you can qualify for this type of loan easily, even with bad credit. It is one of the simplest loans to get and if you have a source of income and a checking account, you are well on your way.
The bad thing ab0ut this loan type is that the fees an be high when you look at how long the loan is. In addition, payday loans are not available in all stated, so they might not even be an option.
Probably a loan type that you should be very careful about, but we will discuss it anyway, because it is a way for you to get 600 dollars ore more if you need it.
With a title loan, you put your free and clean title up as collateral. You then get a loan and pay it back plus interest and/or fees. If you default on a loan, the lender could take your vehicle.
The benefit of this loan is that it is an easy way to get $600 or much more, even if you have bad credit. All that you really need is a clear title on a vehicle with value.
The negative, as I just mentioned, is that you can lose your car or truck. Defaulting on a title loan is not joke, because the lender can seize your vehicle to get their money back.
One final form of bad credit loan is the pawn loan.
A pawn loan is similar to a title loan, except that you place an item of value up as collateral. Unlike a title loan, the pawn shop will actually hold onto this item until you pay the money back.
This is also an easy loan to qualify for because it is a secured loan. As long as the pawn shop sees value in your item, you will probably get approved.
The bad with a pawn loan is that you can only borrow a portion of the value of your item. That means that if you need to borrow $600, you will have to place a very valuable item up for collateral. In addition, the cost of the loan can be high. Pawn shops charge interest, contract fees and even storage fees.
It Doesn’t Stop At Loans
Loans are an easy way to get $600, but they are not the only option. You may have other sources to get the money that you need or perhaps get the money that you need to pay for an emergency loan.
This is the easiest way to get money when you need it, that does not involve a loan. Simply sell something of value. Of course, to get 600 dollars, you may have to sell multiple items. That might take a bit of hustling, but you have a number of outlets to help you do it.
For local sales, it is hard to beat Facebook Marketplace. Craigslist used to be the place to go, but if you are tired of the scammers, Facebook is a bit better. The scammers are still around, just not as many of them, so you still need to be careful.
If you have electronics to sell, eBay and Gazelle are good choices. If you have the time to go through the auction process eBay is the best choice to get top dollar. Otherwise, Gazelle will pay you cash fairly fast for your used cell phones, tablets, etc.
Not the same thing as a payday loan. If you need $600 and you work for a small company, you may be able to get an advance on your paycheck.
As you probably know, your paycheck is given to you a week or two after you have earned money. This means that you probably have hundreds of dollars in earned pay that you could be able to tap into. It is no risk to your employer it just means a bit of paperwork.
Many smart employers offer this service to keep their employees happy and to help them stay away from much costlier payday loans. It never hurts to ask.
You might be unaware, but many creditors will actually let you skip a payment. They know that it is better to hel you stay current than to let you fall behind and default.
If you need to clear $600 in your budget, call a few creditors and see if you can skip a payment or even pay just an interest only one. Auto loan providers are particularly agreeable to deferring a payment.
Ask A Buddy
Last but not least, why not ask a buddy for the money that you require. If you need 600 dollars now, it is a great way to get it without fees or interest.
If you decide to go this route, be sure to treat the loan seriously. Pay it back just as soon as you can in order to maintain your friendship.
If you need money, say 700 dollars, we may be able to help you. Let us help you get a quote for the money that you need. There is no obligation and your problems could be solved in just a matter of minutes. Let’s find out.
Multiple Money Options
You may have more ways to get $700 than you think. Matters might seem hopeless, but they are probably not. Let’s take a look at a variety of ways that you can handle your money problems fast, as soon as today in some cases.
Nobody really likes to take out a loan, especially if you have bad credit, but it is often the easiest answer. Even with bad credit, you have multiple loan options available to you so don’t panic. Here are a few of the options.
Although not available in every state, a payday loan is one of the easiest loans to qualify for. If you have a source of income and a checking account, you are well on your way towards getting approved for the $700 that you need. The income does not even have to be a job, it can just be any regular source of income that you receive. Even social security and settlements can be considered as income if you get it often
The bad part about a payday loan is that it is a very costly loan. Most lenders will charge a fee based on the amount that you borrow, in this case 700 dollars. It might be somewhere in the range of 20 dollars per hundred borrowed. That means that if you borrow $700, you would have to pay back $840.
This amount might not seem to bad, but if you couple that fee with the very short loan term, you get a very high Annual Percentage Rate.
Payday loans are not available in all stated but if they are in yours, one of the lenders in our group may offer you a payday loan. It depends on your credit, income and the amount you borrow.
A better option, if you have the credit is a personal or installment loan. These loans may be available to you, even if you have bad credit, but they are generally not as easy to qualify for as a payday loan.
The benefit to the personal or installment loan is that the repayment period would be stretched out. It can be hard to come up with 700 dollars plus fees and/or interest in one lump sum. This type of loan would allow you to break the repayment up over a longer period of time.
Of course, one thing that you need to consider is that with a longer loan, you will be paying interest out over a longer time period. That could result in overall fees and/or interest that exceed that of a payday loan. Still, the extra time might be beneficial to you and allow you to get your finances back on track.
Not a very attractive option, but an option none the less. With a title loan, you would place your vehicles title up as collateral. The lender would then have security that the loan would be paid back. It can help you get approved, even with bad credit.
The benefit here is that it is easy to get a loan for $700 or more, even with less than perfect credit. You just need to have a vehicle that is worth more than that amount.
The negative is obvious though, you could lose your car or truck. Be very careful with title loans. The only thing worse than being broke is being broke without transportation.
If a loan does not do it for you, you might just need to hustle to get the money. This might mean getting the full $700 that you need now from variety of different income streams. It might take some work, but it could ultimately get you the money without fees or interest. Here are some options.
Good with a needle? Hopefully so, because donating plasma can get you up to $50 a donation. Since you can donate this life giving fluid twice a week, that can get you 400 dollars in a month.
The best thing about plasma donation is that you can get the money that you need while doing a good thing. This fluid is used in all sorts of life saving treatments, so you would be doing a good thing. In addition, the donation process is fairly quick, taking about an hour.
This might be a bad choice for you though if you are not good with needles. If the idea of giving blood makes you queasy, you should probably pass on plasma donation. The process take a bit longer and is a bit more involved than straight blood donation.
Turn To A Friend
Okay, yes this is a loan, but it is a non traditional loan with no fees. If you have a friend or family member with the money, asking them for help could be a real solution.
Nobody likes to borrow from a friend and 700 dollars is more than a few bucks, but it is worth a try. A free loan could help you get your money situation on track a lot quicker.
If you go down this road, be sure to use caution. More than a few friendships have been lost over money. Make sure to treat the loan seriously, as you would a bank loan. Pay it back just as soon as you can and, although it might seem impersonal, get everything in writing.
Get A Paycheck Advance
Sounds a lot like a payday loan, but this is different.
If you are employed, you know that your pay cycle is delayed. You have probably already earned money towards your next check, so why not tap into that.
Ask your employer if you can get an advance on your next check. This is something that many employers will do, although it is more common with smaller companies.
For your employer, it is very little, if any, risk because you have already earned the money that they are loaning you. They simply automatically deduct the amount you borrow from your next check. If you have enough money earned, you could even be able to get the entire 700 dollars that you need.
Have A Garage Sale
The garage sale is a time tested way to get money in a hurry. An impromptu garage sale can get you several hundred dollars on a Saturday morning while also helping you to de-clutter.
If you decide to go this route, be sure to put up plenty of signage. A few poster boards with your address and directions can do wonders. Many a garage sale has been lost due to lack of signage.
Should the garage sale not be up your alley, or you do not have enough items to sell, turn to Craigslist. Popular items like appliances and electronics can sell in a matter of hours. Just be careful about where you meet. Choose a public location, during the day and only accept cash.
If you are in need of some quick money, we may be able to help you, even with bad credit. Get a loan offer for 400 dollars or more in just a matter of minutes. Get started now by entering in your information in the secure form below.
This Is How You Get $400 Now
In an emergency, 400 dollars can seem just like a million dollars but you almost always have options. Take a look at some ways to get the money that you need as soon as today.
If you have bad credit, a loan is often an expensive alternative. That being said, it is also a sure fired way to get the money that you need and to get it fast. If your credit is less than perfect, here are some possible options.
Installment & Payday Loans
We can help you get an offer for one of these loans and the type that you qualify for will depend on how much that you intend to borrow and your credit qualifications. Just head up to the top of this page and get yourself a quote, in only takes a few minutes.
If you qualify, an installment loan can allow you to pay the money back over several payments. This can let you break up the repayment which should cause less burden on your budget.
A payday loan is not as convenient because you would have to pay back all of the money and lona fees at once. Still, it can get you the money quickly, even if you have bad credit.
Not a very user friendly loan, but an installment loan can get you hundreds of dollars on a clean and free title. It can easily get you 400 dollars or more, even if you have less than perfect credit.
With a title loan, you do need to use some caution because you are placing your vehicle up as collateral. That means that if you do not pay the loan back, they can seize your vechicle.
The only real good things about a title loan are that they are easy to qualify for and that you can usually get money the same day. So, if you need 400 dollars today it is an option to consider.
Make A Sale
There are lots of things that you can probably sell and get 400 dollars. It really depends on how much time you have to get the money. If you have s few days or even a few weeks, you are in good shape. Here are some possibilities.
Sell That Plasma Of Yours
This is not only a good way to get money, but is also repeatable. You can sell your plasma up to twice a a week and at up to 50 dollars a pop, it can allow you to get the 400 dollars that you need in about a month.
No, this is not the fastest way to get money, but if you can wait, it will allow you to avoid all of those bad credit lending fees. You will also be doing a good thing because plasma is used to help a lot of people in this country.
Sell Old Electronics
Perhaps you have some electronics that are still good but just no good to you. Whey not sell them and get the money that you need. It might take a few items to come up to the $400 that you need but you probably have enough to sell.
Sell that old flat screen television for 200 dollars, an old Bluray player for 20 bucks or your last model iPad for 150 bucks. There are a lot of ways to nickle and dime your way up to the money that you need. You just need to hustle and take advantage of some great sites like Craigslist and Facebook Marketplace.
Dispose Of Last Years Cell Phone
You know that cell phone that you are letting waste away in your drawer? It is worth money, but not for long. If you need 400 dollars, it probably will not get you the entire way, but it should get you some of the distance.
Check out Gazelle and sell your cell phone online. They will give you a price for your phone and then pay for you to ship it to them. They will then examine the phone and send it to you. This might take a few days, but it sure beats a loan.
Have A Garage Sale
Nothing beats a garage sale when you are trying to come up with a few bucks last minute, in this case 400 bucks.
Make sure that you plan your garage sale well, because an unplanned one is doomed for success. Plan on making a lot of cheap signage to put around the nieghborhood and make sure that your city does not require a permit.
On the day of the sale, start early and end early. Garage sale people are early risers, no need to stick it out the entire day. With a little luck, you can get all of the money that you need.
You might actually have some free loan choices available to you. Some may be obvious, while others might not he. Here are a few options.
Free Work Loan
If you are gainfully employed, you know that when you get paid, it is for work that you did over a week ago. This means that you probably have some unpaid wages. Many employers will let you tke an advance from them.
It never hurts to ask, so if you are in need, ask your boss if you can take a 400 dollar advance on your next paycheck. Smart employers will do this to keep their employees happy. It is of no risk to them, just a bit of extra paperwork.
An option that many people save for last is to borrow from a friend or family member.
The benefit to this is obvious, you get a loan without interest or fees. The downside is also obvious, you risk ruining a friendship.
If you go this route, make sure that you pay back the money as soon as possible and get EVERYTHING in writing.
If you find yourself in need of 200 dollars fast, we may be able to help. Get a quote and know that the money is on the way. It takes just minutes and you may be able to get approved, even with bad credit.
How To Get $200 Fast
Are you at a loss as to how to get 200 bucks fast? You probably have more options than you think. It really comes down to what your definition of fast is. Let’s sit down and take a look at some options that can get you the money that you need as soon as today.
Nobody likes to take out an emergency loan, but they are one of the easiest ways to get the money that you need. You just fill out a little application and boom, money is on the way.
Of course, as you probably know, if your credit is not as good as it used to be, loans can become a bit harder to get. Still, you have options. Here are a few of the loan types you can consider.
This is something that we can help you with. Just head up top and fill out the short loan form. Even if you have bad credit, you might be able to get approved for a personal loan. Depending on the amount that you borrow, you may be able to pay the money back in multiple payments. If you just borrow $200 though, you might need to pay the loan back in one or two payments. There is only one way to find out.
The benefit to the personal loan is that you can know that it is easy to apply for and decisions are made fast. If approved, you can usually also complete all of the needed steps online. This could allow you to have your moeny problem solved super fast.
A pawnshop loan is a secured loan, so it is easy to get approved for. To qualify, you will need to bring an item of value to a awn shop where they will appraise it’s value. You can then take a loan against the value and the pawn shop keeps the item as security until you pay back the money. If you fail to pay back the loan, they keep your item.
The great part about a pawn loan is that it is easy to qualify for since it is a secured loan. Keep in mind though that this is a small dollar loan. The pawn shop will give you only a portion of the value of your item for the loan. This means that if you want to borrow 200 dollars, you would have to have something worth at least around 600 dollars.
A title loan is always an option if you have bad credit and need money although it is usually for more than 200 dollars. Although many agencies would love to write you a loan for the title of your car, they would probably want to make it for more than the $200 that you need in this case. Taking out more than you need on a high interest loan would probably not be advisable.
It would probably be best to pass on a 200 dollar title loan.
If you have items around your home that you do not need, selling them can be a great way to get the 200 dollars that you need without incurring any loan fees or interest. At a loss as to what to sell? Here are some of the most popular choices.
Gold & Silver
If you have outdated jewelry around, sell it to a gold and silver store. This is a great way to get rid of precious metals that you can no longer where and are in a fashion that nobody really wants to buy any more.
The great thing about selling to a gold and silver store is that you can walk out with money the same day. This is perfect if you have an immediate emergency and can not afford to wait on your money any longer. Be sure to check out a couple of different stores to make sure that you are getting a competitive price for your gold or silver.
It is great to have a back up cell phone but chances are that you will never really use it. If you need $200, you can get all or part of that money by simply selling the phone, it just depends on what kind of phone you are selling. If it is a newer model iPhone or higher level Samsung, you can probably get all of the money that you need.
A benefit of selling a phone is that you will, obviously, incur none of the high bad credit loan fees. In addition, you get rid of a depreciating asset. A phone loses value every day, so sell it now while it is worth something.
Furniture & Appliances
Got an extra couch or washing machine lying around? One of these items can easily fetch you 200 dollars or more. It might take a day or two to get it sold, but if you have the time, it beats a loan.
But where to sell this stuff.
In my experience, Facebook Marketplace has been a great source of buyers. It is just as popular as Craigslist, if not more so, and it seems to have more legit buyers. Craigslist is overwhelmed with scammers. As soon as you list an item, you can almost be guaranteed that the first 3 people contacting you are scammers.
If you do not have anything material to sell, you can always look to your own body. Plasma is something very valuable that your body produces and yo can make up to 400 dollars a month selling it.
The awesome part about selling plasma is that it is easy and you can make up to 50 dollars a donation. That, of course, means that you will need to make 4 donations to make $200 but you can donate twice a week. That means that you can make the money that you need in about 2 weeks.
Sometimes, it is better to just do without the money that you need. I know that you think that you need the money, but it is just possible that you really do not. Here are some ways that you can do without.
Many creditors, especially these days, are willing to negotiate. Contact a few of the companies that you deal with and see if you can put off a payment.
If you have an auto loan, for example, and are in good standing, you can probably defer a payment. This does not eliminate the payment, but it does move it to the end of the loan, probably freeing up more than $200 for the time being.
Other lenders such as credit card companies, etc will be just as willing to work with you. Maybe you can skip a monthly payment or pay an interest only payment instead.
Paying Late Fees
One last option is to simply pay late fees on a bill or two.
Add up the costs of not having the money including interest and/or late fees and compare them to the fees of a loan or the cost of selling something that you need. If the cost of the late fees is a better deal for you, that just might be the way to go.