If you need 2000 dollars and you need it fast, we may be able to help you out. It takes just a minute to get your free and secure offer, so let’s get to it. First, just how much do you really need?
If you need money in a hurry, in this case $2000, there may be more ways to get it than you think. Before you start to panic, take a minute and read about all of your options. You might be surprised at just how many you have.
Loans To Get $2000
One of the easiest ways to get the money that you need is with a loan. Even with bad credit, you may have loan options although they can be pricey, so be careful.
If you would like an offer on a loan, we can help with this. We ourselves however are not direct lenders. Instead, we get you access to a much larger pool of lenders. This works out well for you, because more lenders means more chances of getting a Yes.
Should you decide to get a quote, here are some examples of loans that you might be offered.
With a payday loan, a lender will offer you money with a set fee per hundred dollars borrowed. The fee will vary from lender to lender, but an example might be $20 per 100 dollars borrowed. If you borrow 500 dollars, you would pay back 600 dollars in this example.
Payday loans are very short term loans, requiring that the entire loan be paid back in it’s entirety on your next payday. It used to be that you would write a check for the repayment at the beginning of the loan. The lender would then deposit the check when it was due. Nowadays, things are generally done electronically.
The good thing about a payday loan is that it is very to qualify for. It is the classic bad credit loan.
The bad with a payday loan is that the fees are high and the loan is short. If you are in need of $2000, it would be a poor choice of loans because you would have to pay the entire loan back in just a few weeks.
A better choice of loans would be an installment loan. With an installment loan, you borrow money and you make payments until the loan is paid back completely.
An installment or personal loan would be the better choice if you need 2000 dollars because it would allow you to break up the repayment into smaller chunks. This would make it much easier for you to get your finances in order.
Do keep in mind though that an installment loan, if you have bad credit, could still prove costly. There are still fees and/or interest and, because the loan is longer, you will be paying those for a longer period.
Last on the list is the Title Loan. If you have a free and clear vechicle, you could be offered one of these loans.
With a Title Loan, a lender would use your vehicle as collateral on your 2000 dollar loan. This means that y=they could take it and sell it if you fail to meet your loan obligations.
Title Loans are rather easy to qualify for so it makes them a good choice if you are desperate for money but can not qualify for traditional financing. They are expensive loans though. Despite the fact that they are secured, your lender will still charge you high fees and/or interest.
Be careful with this type of loan because losing your vehicle is a real possibility.
Hustle To Get $2000
If a loan is not a good fit for you, but you still need money, you might just have to hustle. There are not many single methods out there to get $2000 in a hurry but you can string a bunch of different things together. Here are some ways to make money that, in combination, could add up to the money that you need.
Sell That Spare Cell
Got a cellular phone wasting away in a drawer. Perhaps you are keeping it as an emergency backup or maybe you just simply forgot about it. Well it could be worth some money, possibly a couple hundred dollars if it is a high end phone.
Take that phone to an ecoATm and cash in. You simply place the phone inside the automated kiosk and it gives you an offer. If you like it, you can walk away with money the same day.
This is one of my go to sources of extra money because it works great and is repeatable. In fact, you can do it as much as twice a week and at up to $50 a donation you can get 400 dollars in a month.
The only problem with plasma donation is dealing with the needle. If you can get past that though, you get to do a good thing while getting much of the money that you need.
Have A Garage Sale
What could be more American than the Saturday and Sunday morning garage sale. Put one together and you could come up with a large chunk of the 2000 dollars that you need. Before you do though, be sure it is all good with your HOA and/or city.
The key to a successful garage sale is signage. Make sure that you have enough signs pointing to your residence. Besides that, all that you have to do is sit on a folding chair in your driveway.
Take Your Old Books To A Book Store
Used book stores are still a big thing for many people, and they need inventory. Place all your old books, magazines and compact discs into a box and take them down for an offer. You might be surprised at just how much you get for them. In any case, you will likely free up some closet space.
Auction A Laptop
Or anything else of value that you might have on eBay. It might take a few days, but if you do a shorter 7 day auction, it is not too bad. If you really need the money fast, you can also use the “buy it now” option. Electronics like iPads and laptops do very well on eBay but if you do not want the hassle, take a look at Gazelle.
Turn To A Friend
You probably do not want to borrow a full 2000 dollars from a friend, but maybe a hundred dollars wouldn’t hurt. Just be sure to pay the money back as soon as you can and it might be a good idea to get everything in writing.