If you need 3000 dollars or more, we may be able to help you get an offer. Take a minute and get a fast quote for the money that you need today. Begin by entering exactly how much you need.

Loans For 3000 Dollars

When it comes to loans for getting the 3000 dollars that you need, you may have more choices than you think, even with bad credit. Take a look at some possible options.

Payday Loan

This is the classic bad credit loan but if you need $3000 or more, it is probably not going to be the loan for you.

A payday loan is meant to be paid back on your next payday, thus the name. The average payday loan is for around 300 dollars because this is an amount that most people can pay back, plus fees, on their next payday. A loan for 3000 dollars, on the other hand would be very hard for the average person to pay back in just a few weeks.

For this reason, even if you could get a payday loan for 3000 dollars, it would be a bad idea to take one.

Installment Loan

Next on the list, even with bad credit, is an installment loan. Like the name implies, it is a loan that is paid back in installments. This would make repaying the $3000 a lot easier.

Do keep in mind though that an installment loan with bad credit will have fees and interest attached to it. Since the loan will be for a longer time, the costs will continue to accrue for a longer time.

Title Loan

Last of all, you have the Title Loan. This is a loan that is similar to an installment loan but that will be secured by your vehicles title.

If you desperately need money but can not get approved for an unsecured loan, this can be an option. This loan does come with a big risk though, you could lose your vehicle. If you default on the loan, the lender has the right to take your vehicle and sell it at auction to get their money back.

Hustling For Your $3000

Want to get by without all of those loan fees? Hustling for your money might be an option. Can you get the full 3000 dollars that you need? Maybe, but even if you can not, the more you come up with, the less that you have to borrow.

There are more ways than you think to get money in a hurry. Here are some hustles to consider.

Selling Something

You probably do not have an extra 3000 bucks in property, but hustling is about nickle and diming your way to the money that you need. Even a few hundred dollars will help get you on the way.

The easiest way to get money by selling property is to have a garage sale. A few signs and a few hours sitting in your driveway on a Saturday morning could yield some pretty good dividends. Just make sure that you check with your HOA if you have one.

Another option is to sell it with an online classified. My “go to” these days is Facebook Marketplace because there are less scammers than you will find on Craigslist. Just be competitive with your price and be safe when you sell it. This means cash only in a public place.

Donating Your Plasma

This surely will not get you all of the money that you need, but it can get you 300 to 400 dollars a month for as long as you want to earn it.

With plasma, you can donate twice a week and earn as much as 50 dollars per donation. That can get you 400 dollars a month. Use that money towards your $3000 goal or you could even use it to make a loan payment.

Borrow From A Buddy

Once again, probably not the full amount that you need, but every dollar that you do not have to borrow from a lender counts.

The trick with borrowing from a friend is to pay it back just as soon as possible. Treat it just like a lender loan, except without the interest, and you will avoid hurting any feelings.

Cutting Expenses

You might be surprised at what you can do just by cutting expenses.

If you have an auto loan, for example, you can probably call them up and ask to defer a payment. That alone can net you several hundred dollars that you can use towards your goal of $3000.

Beyond that, call any creditor you have and ask to skip a payment or make a reduced payment.You might be surprised at how many will work with you in an effort to keep you current on your bills.

Also, take a look at your food budget and slash it to the bone. You have to eat, but if eating rice and potatoes for a few weeks can help you borrow less money, you should make the sacrifice.

Deciding On A Loan

If after a little hustling, you decide that you still want to take out a loan, you need to thing about one more thing. Can you afford to borrow $3000.

If you have bad credit, the terms of the loan are likely to be fairly harsh. This might make for a payment that is not manageable. Before you commit to that loan, fit the payment into your budget and see how things look. If there is not enough money to go around, you have three main choices.

1. Free Up Some Money
   Cut other expenses like cable or a gym memberships to free up money.
2. Add Income
   Pick up a part time job to help you come up with the monthly payment. Think businesses like retail who are always hiring.
3. Refuse The Loan
   Even if you need the money, if you can not afford the loan, you are setting yourself up for disaster.

If you are in need of 1200 dollars and you need it really fast, we may be able to help you out. Why not get a loan offer for the $1200 that you need. There is no obligation in getting a quote, so why not see what kind of offer you can get?

Need Money Desperately? Check Out Your Options

If you need money in a hurry, you may have more options than yo think. Before you rush into any one option, why not take a look some possible choices. Then, you can make an educated decision to get the 1200 dollars that you need.

A 1200 Dollar Loan

A loan will have fees and/or interest, but there are few faster ways to get the money that you need, especially when you need $1200. Not all loans are created equal though, so take a minute and educate yourself on the basics.

Payday Loans

Although not available in all states, a payday loan can get you money in a hurry and is very easy to qualify for. With this type of loan, a lender will deposit money into your account and then withdraw the principal plus loan fees on your next payday.

The good thing here is that you can qualify for the loan incredibly easily. Have a checking account and a source of income and you are well on your way.

The bad is that the loan is due to be re-paid on your next payday in its entirety. With a 1200 dollar loan, this can be hard to swallow, so a payday loan is probably not going to be a good choice for you.

Installment Loans

A better option if you have bad credit and need 1200 dollars or more is the installment loan. Even with that bad credit, you may be able to qualify and we can help you get your offer.

The great thing about an installment loan is that you split the payment up over time. This can make it much easier to pay back than a payday loan. These loans are also available in more states than a payday loan, which might not even be an option for you.

On the bad side of things, you still have fees and/or interest. This can add up to a lot of money, especially since the loan will be for a longer time. The longer the loan goes on, the longer that interest continues to accrue.

Title Loans

Not our favorite loan type, but it may be one that you need to consider. With a title loan, you put your vehicle up for collateral on your 1200 dollars loan. This makes it a secured loan which is easier to get an approval for, even with bad credit.

The obvious good point to this type of loan is how easy it is to get approved for, even with bad credit. In addition, you can get loans for higher dollar amount, it all depends on the value of your vehicle.

Unfortunately, the down side to a Title Loan is just as obvious, you could lose your vehicle. This is a real possibility, so be careful.

Hustling For 1200 Dollars

A loan is quick and easy, but there surely are other ways to get $1200, if you are willing to hustle. Take a look at some ways to get money fairly quickly. By themselves, they may not give you the entire 1200 dollars, but added together, a few of them could do the trick.

Sell Some Junk

One persons junk is another persons treasure, so why not clean out the garage. Got an old couch or a refrigerator that you do not really use anymore? They could be worth hundreds of dollars if you simply list them on Craigslist. Just be sure to watch out for scammers and only accept cash.

If you have a lot of items to sell, consider a garage sale. It can easily earn you 300 to 500 dollars on a Saturday morning. Make sure you check if your city requires a permit though.

Donate Plasma

Granted, this is surely not going to get you 1200 dollars, but it can help you reach your goal.

You can donate plasma up to twice a week and make as much as 50 bucks per donation. That is 100 dollars a week that you could put towards your goal. In addition, you get the joy of knowing that you are doing a good thing because plasma is in great demand. It is used to make all sorts of life saving treatments.

If you want to donate plasma, just search for plasma donation on Bing or whatever search engine you use. Just make sure that you find a “for profit” donation center.

Defer Some Bills

Do you have an auto loan or some other installment loan? You may be able to defer  a payment or two. This generally works if you are in good standing with your lender.

To ask for a deferment, simply call up your lender and ask for one. Keep in mind that this does not eliminate the payment, it simply moves it to the end of the loan. You are essentially moving the payment to the end of the loan.

Deferment is great because if you have a 400 dollar car payment, for example, you can save that money and use it towards your emergency need.

Start A Side Gig

There are a lot of side businesses that you can start with virtually no money at all. Things like lawn care, maid services, etc. You probably have everything that you need to run these businesses in your closet or garage. All that you need is some clientele.

To get those clients, print out some cheap flyers or business cards and go door to door. You can also post free ads on places like Craigslist. Be sure to check with your state about insurance or licensing requirements, but most states have a number of businesses that require no licensing. These might include things like carpet cleaning, lawn care, house cleaning, dop popp scooping, etc.

Borrow From A Family Member

Yes, this would still be a $1200 loan but it would be one that is without fees or interest, hopefully at least.

A word of caution though. If you borrow 1200 dollars from a friend, be sure to pay it back just as soon as you have the money. It is amazing how many feelings that we have rolled up with our money. If someone feels that you are not taking the loan seriously, it could end up in a damaged relationship.