If you are in need of 1200 dollars and you need it really fast, we may be able to help you out. Why not get a loan offer for the $1200 that you need. There is no obligation in getting a quote, so why not see what kind of offer you can get?
Need Money Desperately? Check Out Your Options
If you need money in a hurry, you may have more options than yo think. Before you rush into any one option, why not take a look some possible choices. Then, you can make an educated decision to get the 1200 dollars that you need.
A 1200 Dollar Loan
A loan will have fees and/or interest, but there are few faster ways to get the money that you need, especially when you need $1200. Not all loans are created equal though, so take a minute and educate yourself on the basics.
Payday Loans
Although not available in all states, a payday loan can get you money in a hurry and is very easy to qualify for. With this type of loan, a lender will deposit money into your account and then withdraw the principal plus loan fees on your next payday.
The good thing here is that you can qualify for the loan incredibly easily. Have a checking account and a source of income and you are well on your way.
The bad is that the loan is due to be re-paid on your next payday in its entirety. With a 1200 dollar loan, this can be hard to swallow, so a payday loan is probably not going to be a good choice for you.
Installment Loans
A better option if you have bad credit and need 1200 dollars or more is the installment loan. Even with that bad credit, you may be able to qualify and we can help you get your offer.
The great thing about an installment loan is that you split the payment up over time. This can make it much easier to pay back than a payday loan. These loans are also available in more states than a payday loan, which might not even be an option for you.
On the bad side of things, you still have fees and/or interest. This can add up to a lot of money, especially since the loan will be for a longer time. The longer the loan goes on, the longer that interest continues to accrue.
Title Loans
Not our favorite loan type, but it may be one that you need to consider. With a title loan, you put your vehicle up for collateral on your 1200 dollars loan. This makes it a secured loan which is easier to get an approval for, even with bad credit.
The obvious good point to this type of loan is how easy it is to get approved for, even with bad credit. In addition, you can get loans for higher dollar amount, it all depends on the value of your vehicle.
Unfortunately, the down side to a Title Loan is just as obvious, you could lose your vehicle. This is a real possibility, so be careful.
Hustling For 1200 Dollars
A loan is quick and easy, but there surely are other ways to get $1200, if you are willing to hustle. Take a look at some ways to get money fairly quickly. By themselves, they may not give you the entire 1200 dollars, but added together, a few of them could do the trick.
Sell Some Junk
One persons junk is another persons treasure, so why not clean out the garage. Got an old couch or a refrigerator that you do not really use anymore? They could be worth hundreds of dollars if you simply list them on Craigslist. Just be sure to watch out for scammers and only accept cash.
If you have a lot of items to sell, consider a garage sale. It can easily earn you 300 to 500 dollars on a Saturday morning. Make sure you check if your city requires a permit though.
Donate Plasma
Granted, this is surely not going to get you 1200 dollars, but it can help you reach your goal.
You can donate plasma up to twice a week and make as much as 50 bucks per donation. That is 100 dollars a week that you could put towards your goal. In addition, you get the joy of knowing that you are doing a good thing because plasma is in great demand. It is used to make all sorts of life saving treatments.
If you want to donate plasma, just search for plasma donation on Bing or whatever search engine you use. Just make sure that you find a “for profit” donation center.
Defer Some Bills
Do you have an auto loan or some other installment loan? You may be able to defer a payment or two. This generally works if you are in good standing with your lender.
To ask for a deferment, simply call up your lender and ask for one. Keep in mind that this does not eliminate the payment, it simply moves it to the end of the loan. You are essentially moving the payment to the end of the loan.
Deferment is great because if you have a 400 dollar car payment, for example, you can save that money and use it towards your emergency need.
Start A Side Gig
There are a lot of side businesses that you can start with virtually no money at all. Things like lawn care, maid services, etc. You probably have everything that you need to run these businesses in your closet or garage. All that you need is some clientele.
To get those clients, print out some cheap flyers or business cards and go door to door. You can also post free ads on places like Craigslist. Be sure to check with your state about insurance or licensing requirements, but most states have a number of businesses that require no licensing. These might include things like carpet cleaning, lawn care, house cleaning, dop popp scooping, etc.
Borrow From A Family Member
Yes, this would still be a $1200 loan but it would be one that is without fees or interest, hopefully at least.
A word of caution though. If you borrow 1200 dollars from a friend, be sure to pay it back just as soon as you have the money. It is amazing how many feelings that we have rolled up with our money. If someone feels that you are not taking the loan seriously, it could end up in a damaged relationship.